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The following are frequently asked questions you should know the answers to before signing your new car leasing agreement.

Q. Can I trade my existing car in, what will it be worth and how will

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

it affect the cost of my new lease car? A. This can help lower the monthly payments on your new lease car. You need to know when the discount is applied and how much this will be as you may hav

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

to pay the full amount and claim it back later – find out first! Make sure you know exactly how much trade-in value you are getting.

Q. What do I pay when signing the lease? A. Find out all t

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

e costs and what they are before you sign on the dotted line for your new lease vehicle. There can be several charges that you haven’t thought of and you should know what each one is and when it

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

needs to be paid.

Q. What free miles do I get, what happens if I go over this? A. A typical lease car agreement will be for annual mileage between 10,000 and 15,000 miles. After this you wil

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

be charged for every mile at a set rate per mile. Sometimes you can agree a lower rate than first offered – this is important if you think you may go over the set mileage as costs can mount up

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

n your lease car!

Q. If I can't make a lease payment on my new car what happens? A. Although this is unlikely you still need to find out what happens if you find yourself unable to make the pa

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

yments on your lease car. Even if it is only a temporary change in circumstances involving one late payment make sure you know the consequences. Insurances such as Early Termination Insurance an

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

Redundancy Insurance are available to cover all eventualities, please ask one of our sales team for further information on that.

Q. Can I hand my new lease car back early? A. Typically if you

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

have to hand the car back before the end of the lease agreement you will have to pay an early termination charge. Make sure you ask how much this could be. Again, insurances such as Early Termin

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

tion Insurance and Redundancy Insurance are available to cover all eventualities, please ask one of our sales team for further information on that.

Q. How long is the lease? A. Lease terms can

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

vary anywhere between 1 year (12 months), two years year (24 months), three years (36 months) and even five years year (60 months). When you choose your lease term you should take into consider

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

tion the servicing schedules of the car as terms that go slightly over a 12 month period could end up costing you more in servicing charges e.g. a 39 month term instead of a 36 month term. Check

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

the servicing schedule first!

Q. Can the lease be extended? A. Not usually a problem but it is worth asking first as the monthly costs may go up. You do not want to be paying one fee for two y

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ears then when you decide to keep your lease car for another year to find that the monthly payment goes up.

Q. What happens at the end of the lease? A. If you have ever wondered where all the

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

ars go at the end of the lease the answer is the caution rooms. Main deals and independent car dealers by the ex-lease stock at trade prices and them sell it on to the public with their profit a

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ded. So if you are looking for a used car bargain, don’t visit your local dealer, go to the source and get down to your local car auction!

Q. Can I lease a used car and save money? A. You can

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

lease a used car but there are several points you should be aware of. The car usually has to be less than 24mths old, “VAT Qualifying” and covered less than 20,000 miles.

Your payment may be lo

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

er compared to leasing a brand new car because much of the depreciation will have already occurred. British manufactured cars are usually good value as used cars as they suffer heavy depreciatio

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

in the first 12mths. A car that is one or two years old is usually a good bet – don’t buy something too old. Also check the residual value at the end of the term to make sure it is not too high

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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