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Top Articles - How is Your Financial Fitness?
I lost my shirt because of bad financial management and
impulsive decisions. Many people are fooling themselves by
turning their cheek and looking the other way w
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
hen it comes
to financial situation. Is this you? Take this brief
questionaire on financial fitness that I found in the aisle
of my local grocery store. It was p
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
ublished by American
Media Mini Mags, Inc. Authored by Peter Reilly.
Which phrase best describes your financial philosophy?
a) "Shop till you drop."
b) "Eat dri
Which phrase best describes your financial philosophy?
a) "Shop till you drop."
b) "Eat dri
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
nk and be merry, for tomorrow we die."
c) "A penny saved is a penny earned."
What's the highest interest rate you pay on a credit card?
a) 19 percent.
b) 12 per
c) "A penny saved is a penny earned."
What's the highest interest rate you pay on a credit card?
a) 19 percent.
b) 12 per
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
cent.
c) 0 percent because you make all purchases in cash.
How do you plan for vacation?
a) You charge it to a credit card and worry about paying for it later.
c) 0 percent because you make all purchases in cash.
How do you plan for vacation?
a) You charge it to a credit card and worry about paying for it later.
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
b) You shop discount travel travel services online like Priceline.com or Orbitz.com and look for the best deal.
c)You budget a little each month so that you can
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
afford that
great trip.
When your credit card bills come in each month, you are:
a) panic stricken and have to borrow from one card to pay the minimum on anothe
When your credit card bills come in each month, you are:
a) panic stricken and have to borrow from one card to pay the minimum on anothe
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
r.
b) surpiised at how much you spent.
c) able to pay the bill in full.
What do you do if you get a raise?
a) Splurge on that home entertainment system you alwa
b) surpiised at how much you spent.
c) able to pay the bill in full.
What do you do if you get a raise?
a) Splurge on that home entertainment system you alwa
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
ys
wanted.
b) Pay some bills and treat the family to a nice dinner out.
c) Stick the extra money in a family emergency fund each month.
When buying insurance,
b) Pay some bills and treat the family to a nice dinner out.
c) Stick the extra money in a family emergency fund each month.
When buying insurance,
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
you:
a) pick an agency out of the newspaper that advertises the cheapest rates.
b) go to an established agency because it's near your house.
c) research agenc
a) pick an agency out of the newspaper that advertises the cheapest rates.
b) go to an established agency because it's near your house.
c) research agenc
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
ies and compare prices for the best deal
without sacrificing service.
What do you do when it's time to pay your taxes?
a) Miss the April 15th deadline so you hav
What do you do when it's time to pay your taxes?
a) Miss the April 15th deadline so you hav
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
e to end up paying
fines.
b) Don't itemize and just fill out the 1040EZ short form.
c) Itemize and use an online program like TurboTax or tax preparation firm t
b) Don't itemize and just fill out the 1040EZ short form.
c) Itemize and use an online program like TurboTax or tax preparation firm t
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
o legitimately reduce your taxes.
When buying a car, you
a) pay sticker price and take whatever additions the salesman suggests.
b) haggle a little, but give in
When buying a car, you
a) pay sticker price and take whatever additions the salesman suggests.
b) haggle a little, but give in
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
if it comes to a
confrontation.
c) do your homework, then are prepared to walk out if the dealer can't meet your price.
How much do you save each payday?
a) N
c) do your homework, then are prepared to walk out if the dealer can't meet your price.
How much do you save each payday?
a) N
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
othing I live paycheck to paycheck.
b) You put 5 percent into a 401K.
c) Put 10 percent in savings, plus 10 percent in a 401K retirement plan.
When buying a hom
b) You put 5 percent into a 401K.
c) Put 10 percent in savings, plus 10 percent in a 401K retirement plan.
When buying a hom
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
e, you:
a) get more house than you can afford because you'll make money when you sell it.
b) get a home mortgage that's 50 percent of your income and stretch th
a) get more house than you can afford because you'll make money when you sell it.
b) get a home mortgage that's 50 percent of your income and stretch th
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
e payments over 30 years.
c) get a mortgage that's 25 percent of your income and pay it off in 15 years.
How did you do? Where are the majority of your answers?
c) get a mortgage that's 25 percent of your income and pay it off in 15 years.
How did you do? Where are the majority of your answers?
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
Let's take a look; if the majority of your financial quiz
answers were in the As range, you need help and to realign
your money habits and thoughts.
If they are
If they are
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
in the Bs range you're like the majority of
people out there making ends meat , but you can do better.
If you're in the cs range your a financial genius!
Reeval
Reeval
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
uate the quiz and compare these results to your FICO
scores I bet you'll see the correlation. A simple shift in
thought and action will set you on the right path.
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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