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Every 45 seconds, somebody loses his mobile phone. That’s 700,000 people a year—and considering the cost of today’s mobile phones, over a million wo

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

rth of property.

But we all know that when we lose our phone, the cost of the unit is the least of our concerns. Many of us store priceless informa

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

tion on our mobile phones. It’s got the contact numbers of clients, associates, family and friends. It’s got photos and videos from family vacations

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

. It’s got schedules and to do lists, which are a headache to reconstruct. And there’s the hassle of having to replace the unit, recover all that in

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

formation, and then—when the bill arrives—contest the cost of all the calls the thief may have made before you reported it.

That’s where mobile pho

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ne insurance comes in handy. This type of policy was developed to address the needs of the digital society, where people use mobile phones and PDA’s

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

for practically everything. Plus, they bring it everywhere, making them more vulnerable to theft or even damage. Who hasn’t experienced dropping th

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

e phone? Or what about the time you were caught in a really strong sudden downpour, and your bag (and the phone you were covering inside it) was dre

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

nched so badly that you had to get a towel to dry everything off.

Mobile phone insurance provides necessary protection against the loss of, or dama

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ge to, mobile phones and personal digital assistants (PDAs). It can repair or replace a damaged or lost phone with a similar unit (if that unit is o

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

t of stock or has since been discontinued, you will be given a phone equal in value, after inflation). Mobile phone insurance can also help owners c

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

omplain about unauthorized calls.

If you lost your phone, you have to call your communication company and the police within minutes—just to stop th

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

e thief from using your plan to make his calls. You should also look at the insurance’s fine print to see their policy on how they replae a unit. Mo

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

bile phones can deteriorate very quickly in market value and you can’t expect to get the top-of-the-line phone in exchange for an old model you boug

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ht two years ago.

You should also take steps to protect your phone. Don’t leave it lying around. If you have a habit of forgetting to take it with

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

you, then buy a unit that is small enough to fit in your pocket or even hang around your neck. If you don’t like sporting your phone like a clunky n

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ecklace, you can also buy special belts that let you hang your phone around your waist. This is more unobtrusive and won’t cramp your fashion statem

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ent.

Also program your phone for password protection, so that no thief can use your phone book or steal personal information (such as bank account

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

numbers).

It’s also very important that you avoid dropping or wetting the phone. You can buy protective sleeves or cases that will help protect the

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

phone from scratches or dampness. Also backup your phone data periodically (once every month is good) so you have a hardcopy of the contact numbers

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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If your customers are treated well your products will sell. If they are treated poorly the business will suffer.

In today’s market, a business plan is one of the most critical documents in the development of your business. How can you expect to communicate your goals, or to gain investor funding without presenting a detailed business plan? If you were an investor looking to invest millions, would you move forward without first seeing a business plan? I doubt it!

This article explains the requirements for getting low cost home owner's insurance.

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