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Identity theft is a horrible crime and it occurs more often than you know. But the real tragedy is that no one cares. The credit card companies

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

, the stores and the collection people could care less. All they want is the money and they don't care where it comes from. As a matter of fact

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

they hope you will pay it because if you prove that it was a theft they get nothing.

So, the collector's will pressure you to pay to save you

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

r credit rating or protect your good name. If that doesn't work they will accuse you of filing a false report to avoid paying for all the stuff

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

you bought. They have one goal and that is to collect the money.

Even if you have shown that it was a forgery or identity theft, collectors w

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ll still try to collect from you. They might even send your case to more than one collector in hopes that somewhere along the way you will pay

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

the bill.

If bad checks are involved, collectors might even threaten to press charges and have you arrested. They might even do it, but if you

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

didn't write the check don't give-in to their threats. If you get arrested, you will more than likely be released on a PR bond and assigned a

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

court date. Go home a prepare your case.

So, realize that no one cares about your plight and you must avoid making the following 3 mistakes if

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

want to win your battles.

Mistake #1 - Don't Close Your Checking Account

As soon as you know that your identity has been st

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

len close your checking account and remove your money. Then immediately go to your bank and let them know what has happened. If at all possible

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

try to get the bank to prepare an affidavit of forgery for you.

Mistake #2 - Don't File a Crime Report

You must get a crime

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

report either for identity theft or forgery but it is very important to have a crime report. The crime report becomes a major part of your ars

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

enal for dealing with collectors. Remember the thieves are only a small part of the problem.

Mistake #3 - Don't Call the Credit Bureau

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

s

You need to call all three credit bureaus and file a fraud alert that will flag your account for 90 days. If someone tries to obta

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

n credit in your name you will be called and alerted. However, you will not be able to obtain on the spot credit due to the alert. I is very im

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

portant to call the credit bureaus.

Mistake #4 - Pay the Bills

The biggest mistake you can make is to pay the bogus bills. W

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

hen you pay the bills you are suggesting that you owe the money giving the collectors information to use against you. Don't believe what they t

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ell you. They will lie to get you to send them money. If you are innocent then hold to your claim. Don't pay the bills.

The best way to deal w

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ith identity theft is to prevent it. Be very careful with your financial information and take precautions to keep it out of the hands of others

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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