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  • Top Articles - Identity Theft - What Should I Do?

    1 in 12 Americans will become victims of identity theft.

    - Today Show / MSNBC



    How Can I Tell It’s
    According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
    Happened?

    Your identity can be stolen by obtaining bank statements, credit card applications, checks from y
    ; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

    Examples of combination products may in
    ur trash or mail, purse or wallet, or getting your debit card number from a corporate database. Once a person has this
    lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

    information, he can wreck your good name. Since the crime may take days or even weeks before you noticed what happened
    here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
    it’s easy for the criminal to commit several crimes before you’ve realized what occurred. This crime leaves your cred
    d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

    Combination pro
    t history in a mess and can take years to rebuild it.

    Warning signs someone may have stolen your identity:
    ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
    strong>

    • Checks disappear from your checkbook.
    • Your credit report shows accounts you didn’t
    easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
    pen.
  • A call from a collection agency about a debt you didn’t incur.
  • Bank and billing stateme
  • nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
    ts don’t arrive on time.
  • A bill from a credit account you didn’t open.
  • Unauthorized charges
  • and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
    on your debit, long distance or bank accounts.
  • You are turned down for a loan, mortgage or other forms of
  • ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
    credit because of unauthorized debts on your credit report.



    What Do I Do?


    If you thin
    ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

    Following aspects would a
    k you are a victim:

    • File a report with your local police department and keep a copy of the report for yo
    dd to the challenges in developing combination products:

    Which markets to tap where the combination products can do fairly well?
    Which combination prod
    r personal records.
  • Obtain a copy of your credit report and look for any suspicious activity.
  • cts are meaningful and rational?
    Which therapeutic categories to select?
    Which Combinations can address unmet needs of the patients?
    Do combin
    >Report any suspicious charges and accounts to the appropriate credit issuers and credit bureaus immediately via the p
    tions increase the patient compliance?
    What would be the developing cost?
    How to tackle the risks encountered during combination product developmen
    one and in writing. Cancel the accounts.
  • If your purse or wallet is stolen, cancel all cards immediately
  • t?

    As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
    nd get replacements. Also, put a “stop payment” on all lost or stolen cards.
  • Contact the three main credi
  • ping new procedures for reviewing their safety, efficacy and quality.

    Professional from academic institutions, pharmaceutical industries, health care indust
    t reporting companies to put a fraud alert on your credit report.



    The three main credit reporting bureau
    y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
    are Experian in Texas, Equifax in Georgia, and Trans Union in Pennsylvania. You can report fraud or get a copy of you
    .

    As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
    credit report by reaching one of these companies. Once you report to one bureau, the other two agencies will be sent
    elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

    Companies that provide selfless information through particip
    he report. A fraud alert will be put on your account by each company and you will be sent a copy of your credit report


    tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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