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Identity theft and identity fraud are terms used to refer to all types of crime in which someone and uses another person's personal data in some way that involves fraud or deception, ty

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

pically for economic profit. There are many different types of identity theft and fraud.

Here are some of the most common types of identity theft:

Shoulder Surfing – This is where th

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

e thief nuzzles up to you, sometimes holding a hidden video camera (usually in a cell phone) and tries to tell what your account number and PIN Is while you are performing a transaction

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

at an ATM or on a telephone. This is why it is always a good idea to keep an eye on who is around you when you are doing credit card transactions in public. Shoulder surfing can even t

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ake place while you are in a store using a hand held debit device so it is always a good idea to conceal the numeric pad as you punch your numbers in.

Skimming – This type of fraud usu

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ally happens in a place where you are required to give an employee your card (such as a restaurant.) The employee disappears with your card to process it but also puts it through a bit

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

of extra processing by using a device that can copy the encrypted information on the black magnetic stripe in your card. This information is then replicated to create a copy of your ori

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ginal credit card so charges can be rung up on it.

Dumpster Diving- With this type of identity theft the thief goes through your garbage to find receipts from cash registers, financial

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

statements, credit card statements and even black carbon statements in order to find out your personal information and your credit card number.

Taking Advantage of Your Offers – In th

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

is kind of fraud a thief either steals a pre-approved credit card offer from your mailbox or out of your garbage. They then apply for the card as if it was you. This is why it is so imp

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ortant to shred or discard these materials if you happen to receive them.

The Fraudulent Email – A very common way of obtaining passwords, account numbers, social security numbers and

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

other information is for the thief to send you an email under the guise of a company that you trust. Very often they pose as your credit card company, bank or another institution that y

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ou hold an account with. They will tell you that there has been “fraud” suspected on your account and that they need you to confirm your account number. Sometimes they will ask you to c

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

hange your password (if they already have your account number. This is a great way of getting your personal data. Some criminals even have advanced computer technology that can obtain l

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

arge amounts of personal data once you provide them with just one or two important bits of information such as your social security number.

Yet another crime of this type is called phi

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

shing. This is where criminals posing as a credit consolidation company make you an offer to obtain your credit report or fix your credit. In order to this they of course need your fina

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ncial information and some kind of fee. Once you pay the fee the company of course disappears.

With enough identifying information about an individual, a criminal can take over that in

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

dividual's identity and conduct all kinds of crimes. The crook can make false applications for loans and credit cards and withdraw money from your accounts. Your stolen identity can als

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

o be used for the fraudulent use of telephone calling cards. This can go on for months without the victim’s knowledge as often falsely obtained credit cards are sent to an address other

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

than yours. It is quite common for a victim of identity theft to have not idea this is going on until quite a bit of damage has already been done to the person’s reputation and credit.

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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