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Identity Theft on the Rise

Identity theft is a growing problem, not just in the USA, but worldwide. Every week it seems there is a new story about some corporation that has lost a laptop containing important client information including Social S

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ecurity Numbers. If it happens to you, it’s a disaster than can take years to put right, and cost thousands of dollars. This article is designed to save you from identity theft in the first place, and then give you some brief advice on what to do

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

if you are a victim. Here are my tips to help prevent such a catastrophe:

1. Know what’s in your wallet.
Do you really know all the cards in your wallet? Do you know the numbers to call to cancel these cards if your wallet is lost? The easi

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

est way to remember all this is to simply put all your cards on a photocopier at once, and copy them. Then copy the back side. Keep these two sheets of paper in a secure location, and if the worst happens and you do lose your wallet and need to c

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ncel your cards, the info is right there.

2. Cancel inactive credit card accounts.
Don’t take the risk of someone using your card on an account that you never check.

3. Monitor your credit.
You are allowed by law to get one free credi

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

t report per year, but that is not often enough. The best thing is to sign up for a service that monitors your credit constantly and alerts you if someone applies for credit in your name, or if unusual spending patterns appear. Details on such a

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ervice appear at the end of this article.

4. Safeguard your personal information.
If you are comfortable with it, get electronic statements rather than paper ones which can be stolen from your physical mailbox. Keep your Social Security Car

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

d, bank information, credit card statements and so on, in a safe place, preferably one that can be locked.

5. Buy a decent shredder
Shred all documents that contain personal information. Buy one that can also shred credit cards, as sometime

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

these come unsolicited in the mail, as do “fake” cards that are an offer for credit. Shred them all with a quality, cross-cut shredder.

6. Beware of spoof emails.
Never ever click a link in an email that requests you to confirm personal in

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

formation like your PIN number, your PayPal log in etc. These are spoofs, and the criminals create a website that looks very much like the genuine article, and as you submit your information, boom, they can then log into your genuine account and

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ake withdrawals or payments to themselves. Only ever go to the website from your own browser favorites link, or by typing in the address yourself (not the one in the email). Never click the link in an email, but instead, forward the email to spoo

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

f@[name of organization].com e.g.: spoof@paypal.com

7. Mailbox safety.
Retrieve your mail from your mailbox as promptly as possible. If you are going on vacation, get the post office to put a Vacation Mail Hold, so that it doesn’t pile up a

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

d overflow your box. Not only is that an invitation to steal your mail, it also advises burglars that no one is at home.

8. Use strong passwords
Avoid passwords that are easily guessed. Use a combination of letters and numbers and make it a

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

s random as you can. Never ever use the name of your spouse, pet, mother’s maiden name or anything like that, which a dedicated thief could probably find out in some way. Memorize your passwords or keep them in a (strong) password protected file

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

n your computer. Don’t write them down.

9. Computer
If you ever sell or donate your computer, make sure the hard drive is wiped absolutely clean. Just trashing your files does not do it. Ideally, re-format the hard drive.

10. Check all sta

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

tements.
It’s a pain, but check all bank and credit card statements to see if all the purchases were authorized. Often times all a website will ask of you is name, credit card #, expiry date, and sometimes the three digit authorization code

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

n the back of the card. This is information that the waiter or waitress at the last restaurant you visited can easily have captured. Check, and dispute any unknown charges immediately.

The best protection is a credit and identity theft monitorin

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

g service, such as provided by Pre-Paid Legal and Kroll, companies listed in the NYSE with over 30 years experience in the field. For a low monthly fee of $12.95 (or $9.95 if combined with a prepaid legal plan) you can have 24-hour protection and

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

alerts if anything suspicious happens with your credit. The plans cover the whole family and monitor the use of your social security number, your driver’s license, your credit, your medical records and your IRS data. In the event that you do suff

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

er from identity theft, they will spend however long it takes to put it right. With the average identity theft case taking 600 hours, and thousands of dollars to resolve, protection at $12.95 per month is a bargain. http://www.officialidguard.com

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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As you evaluate opportunities it's important that you understand how the business makes money. Every successful business has a basic plan. To continue that success you must be able to maintain that focus.

Utilitarian Ethical reasoning has a simple and logical method for decision making both at home and at work. It is the most widely used ethical system used both in business and in private life. Living by an ethical system is not in conflict with your religion or lack of it.

Advertisers most likely pay thousands of dollars to video market on Google’s Video Advertisements or Adbrite’s Video Advertisements. The advertisers have the money so, they waste it. I didn’t start out with that much money because I didn’t have the money to actually market my site. What I did was I thought cheap and I thought in which market can I target that will give me the maximum amount of exposure for my site.

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