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  • Top Articles - How to Protect Yourself from the Latest ATM and Credit Card Fraud Tricks that Will Rob You Blind

    If there is ONE thing that I truly detest it is unscrupulous con-artists and thieves trying to defraud honest people just going about their daily business.
    According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

    The latest fraudulent practises to hit Automatic Teller Machines (ATMs) are:

    1. - a small device inserted into the card slot that physically traps
    ; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

    Examples of combination products may in
    your credit card
  • - the addition of a tiny camera alongside or above the ATM to record your credit card number and Personal Identification Number (PIN
  • lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

    )

    Let's look at how these criminals are getting away with your card and/or your personal details:

    1 - CARD ENTRAPMENT:

    A thin piece of
    here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
    rigid film, usually in the form of a section of x-ray film, is cut and shaped then inserted into the area where you insert your card. It is shaped in such
    d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

    Combination pro
    way that a small "sleeve" traps the card and prevents it from being returned to you.

    Obviously, the people who design these traps have some sort of workin
    ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
    g knowledge of the machines themselves.

    If your card is "swallowed" by the ATM it may be a machine fault. However, it may also be the work of a fraudster w
    easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
    ho will invariably be lurking nearby, possibly waiting for you to leave. Be particularly wary if this happens outside banking hours.

    Check to see if you ca
    nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
    n locate a small slip of clear plastic or x-ray film located around the lip of the machine. If so, removing that will also remove your credit card.

    If you
    and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
    cannot see anything, pretend to leave the area and see who makes a "beeline" to the ATM. Note, this may place you in danger if the con-artist is violent.

    B
    ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
    particularly suspicious if anybody just happens to turn up to "assist" you.

    That person could very well be your thief. He or she may then use their body t
    ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

    Following aspects would a
    o block your view and then, in a deft movement, palm your credit card into their pocket.

    2 - MINI CAMERA AND RECORDING EQUIPMENT:

    Mini camer
    dd to the challenges in developing combination products:

    Which markets to tap where the combination products can do fairly well?
    Which combination prod
    a devices are now being concealed and used to record numbers entered at the ATM.

    Be particularly suspicious if a plastic brochure holder is placed near the
    cts are meaningful and rational?
    Which therapeutic categories to select?
    Which Combinations can address unmet needs of the patients?
    Do combin
    keypad. Banks will not place anything near an ATM. Such an object will be fitted with a lens and a small recording device all shielded and cunningly camouf
    tions increase the patient compliance?
    What would be the developing cost?
    How to tackle the risks encountered during combination product developmen
    laged by official bank pamphlets - stolen, of course, from the bank itself.

    Look for anything that is not a NORMAL part of the machine. Be aware also of ro
    t?

    As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
    f mounted devices. These can be taped directly above the ATM with the lens eye pointing downward.

    A good way to beat this trick is to mask your keystrokes
    ping new procedures for reviewing their safety, efficacy and quality.

    Professional from academic institutions, pharmaceutical industries, health care indust
    with your other hand.

    SUMMARY:

    Keep your wits about you at all ATM's. Never use one outside banking hours. If you are alone you are also at
    y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
    the risk of being mugged AFTER you get your money. Be alert.

    Here is a big tip - be on the lookout for ANY person lurking nearby, especially if they are we
    .

    As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
    aring a hat, sunglasses and a collar turned up. Such a person is making himself or herself difficult to recognize in the event that they themselves are film
    elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

    Companies that provide selfless information through particip
    ed by security cameras.

    Credit card fraud is an increasing crime. Be wary of these warnings and you will seriously reduce your chance of becoming a victim


    tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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