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Top Articles - Protecting Yourself from Identity Fraud
Your identity is extremely valuable. You need it to prove who you are
for various purposes in your day-to-day life, such as opening a bank
account, obtaining a loan, getting a credit card, purchasing goods or
services, applying for a passport or dri
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
ving licence, or claiming
benefits. If a criminal gets hold of your personal details, they can do
exactly the same things in your name without your knowledge. And it’s
not rare for this to happen – the problem of identity theft is
increasing all th
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
e time and the Home Office estimates that it costs the
UK economy ?1.7 billion a year.
It’s therefore extremely important to keep your personal information safe. There are lots of things you can do to protect yourself from identity fraud. This prac
It’s therefore extremely important to keep your personal information safe. There are lots of things you can do to protect yourself from identity fraud. This prac
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
tical factsheet provides some useful tips and
information on how to do this.
Ways in which your identity might be stolen
A house burglary in which personal documents are stolen. Handbag or wallet theft. Fraudulent internet or phone banking scams i
Ways in which your identity might be stolen
A house burglary in which personal documents are stolen. Handbag or wallet theft. Fraudulent internet or phone banking scams i
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
which you
inadvertently give out personal details to fraudsters in the belief
that you are being contacted by a legitimate organisation such as your
own bank.
Post in your name being delivered to a previous address of yours
and used to commit fra
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
ud in your name.
Having your post stolen or redirected without your permission.
Internal systems fraud – for example, payroll data from employees
of the Government Tax Credit Office was stolen in 2005 and their
details used to falsely claim benefit
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
s.
Criminals raking through your rubbish to find personal
information.
How will you know when your identity has been stolen?
Often people first find out about it when they are refused credit because their credit rating has dropped. You’re not rec
How will you know when your identity has been stolen?
Often people first find out about it when they are refused credit because their credit rating has dropped. You’re not rec
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
iving any post at all, or key documents or letters
you have been expecting do not arrive.
You receive bills or invoices for goods that you didn’t purchase.
There are some transactions on your bank account that you don’t
recognise.
You have receive
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
d solicitors letters or letters from debt
collectors that have nothing to do with you.
You apply for benefits and are told that you are already claiming.
You receive correspondence from a government agency demanding
repayment of benefits when you h
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
ave never claimed anything in the first
place.
Who loses out?
You – your credit rating could be damaged and you might find it difficult to obtain credit in the future. You will also have to prove to the organisations demanding payment from you tha
Who loses out?
You – your credit rating could be damaged and you might find it difficult to obtain credit in the future. You will also have to prove to the organisations demanding payment from you tha
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
you are not
responsible for them.
The government – the public purse suffers from billions of pounds
worth of fraudulent tax and benefit claims every year.
Financial organisations – the companies with whom your details have
been falsely used to ob
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
tain money may never be able to recover what was
stolen in your name.
How to protect yourself against identity fraud
Don’t throw anything containing your name and address and/or other personal details into the bin without shredding it first. This
How to protect yourself against identity fraud
Don’t throw anything containing your name and address and/or other personal details into the bin without shredding it first. This
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
includes
bills, bank statements, benefits statements, receipts and even unwanted
post and junk mail.
Always let your bank and other organisations of which you are a
customer know when you move house.
Don’t use your mother’s maiden name as a securi
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
ty password
Check your credit rating with each of the three UK credit
agencies
at least once a year. (These are Experian, Equifax and Call Credit.)
Don’t use the same password for all accounts.
If you’re worried that someone else could easily inte
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
cept your
post, arrange to collect important items rather than have them posted
to you, e.g. credit cards or cheque books from your bank.
Cancel stolen credit cards immediately.
Contact the DVLA or the Passport Agency immediately if your
driving l
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
icence or passport have been stolen.
Don’t give out your credit card numbers or other personal
information over the phone if people nearby could overhear.
Check your bank and other financial statements
regularly to check for suspicious transactions
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
.
If you receive a phone call or email from what seems to be a
legitimate organisation requesting personal details, check it’s genuine
before proceeding. The best approach is to take their phone number and
call them back. Banks will never ask you f
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
r your PIN or login details
for their banking system.
Ensure your computer is safe for making online transactions – get
anti-virus software and a good firewall for protection, and only ever
enter personal details onto secure sites (with the prefix
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
https in the
address).
What to do if your identity has been stolen
Contact the organisations with whom the fraud has been committed to explain what has happened. Inform the police. Get in touch with the Royal Mail if you suspect your mail has be
What to do if your identity has been stolen
Contact the organisations with whom the fraud has been committed to explain what has happened. Inform the police. Get in touch with the Royal Mail if you suspect your mail has be
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
en intercepted.
Contact CIFAS, the UK’s fraud protection agency, and register
with their protection service to help prevent future fraud.
Get credit reports from the three credit checking agencies to
identify exactly what has been done in your name
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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