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Banks and Credit Card Companies say they protect you from ID Theft. However what they don't tell you is that in 72% of ID Theft situations the

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

y can't protect you. I want to make sure you know about the 5 things they don't tell you, so that you can protect yourself and your family bec

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

use I know that ID Theft can also steal your family's security.

1. Drivers License Identity: This is your drivers license number

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

nd the record connected to it. If someone gives your drivers license number to the police when they get a DUI/DWI and fail to appear in court,

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

will your bank let you know? NO! You find out on Saturday evening as you are driving to the movies with your family. The police stop you bec

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

use one of your brake lights is out, and you go to jail.

2. Social Security Identity: This is your Social Security Number and your

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

identity in many places. If someone uses your SSN to secure employment and does not pay the taxes, will the government go after them for back

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

taxes? Will your ID Theft protection at the bank cover that? NO! Social Security ID Theft is a huge problem, but the government doesn't want

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

to fix it. Why would they fix a problem that essentially fixes another problem for them? An average of 34 people pay taxes on each SSN, the SS

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

only pays out to one person at a time.

3. Medical Information Bureau Identity: If you go to the hospital unconscious, this form

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

of ID information is used to provide you with the help you need. If someone uses your information to get an AIDS test so their medical benefit

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

won't be dropped, will your bank come to your rescue? NO! What about when your benefits are dropped because "you" have a positive AIDS test?

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

4. Character Identity: This is your good name! It is also known as your Criminal Identity. A teacher in Florida had her identit

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

stolen when her purse was stolen by a prostitute. When it came time to renew her teaching license, the school district denied the renewal. W

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

hy? They wouldn't allow a prostitute to work with children. Would your ID Theft protection at the bank protect your good name in a similar c

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

se? NO!

5. Financial/Credit Identity: This is what your banks and credit cards say they protect. What they DO NOT tell you is th

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

t according to FTC regulations, you must report ID Theft to the creditor within 60 days . . . whether you received the bills or not! The avera

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

e person doesn't find out he is a victim for 14 months!!! If you fail to report the ID Theft within 60 days . . . YOU OWE THE MONEY!!!! If y

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

u have Liability insurance through your homeowners policy, it does NOT cover ID Theft losses.

How well does your bank stack up to

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

he cold hard facts of ID Theft? The call to action for you is to make sure that you get something in palce to protect yourself and your family

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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