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10 years ago nobody had heard of Identity Theft. Today it's the world's biggest problem. Recently the Presidential Adviser on cyber security stated:

"I fe

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ar Identity Theft more than I fear Al Qaeda."

That's a powerful statement, and Identity Theft is a serious problem, but there are simple measures anybody ca

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

do to protect themselves. Just remember the word SCAM.

S- Be STINGY about giving out your personal information to others unless you have a reason to trust

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

them, regardless of where you are. This doesn't mean that you can't do business online, as a matter of fact, some ID Theft experts now advise us that onlin

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ordering at secure websites is safer than filling out a paper application. Why? Because the paper application becomes a permanent tangible record that is

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

going to pass through several hands and then be stored somewhere, usually for a long period of time. It doesn't take much for a clerk or dishonest employee

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

o take home a box of paper records and commit Identity Theft.

If you do order products online, make sure the company is reputable, and that they use a secur

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

e server. Look for "https://" in the address bar (the "s" in the end stands for secure). Regular, insecure servers simply start with http://nameofwebsite.c

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

m.

C- CHECK your financial information regularly. Most people are much too casual in their personal monitoring efforts, sometimes not even checking credit

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

card statements. Did you know that savvy ID Thieves will often put a small purchase of just a few dollars on a credit card, just to see if it goes through,

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

efore running major purchases? Don't ignore unknown small charges on your credit or bank statement. They could mark the beginning of a case of Identity Thef

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

t, which could result in months, or even years of trouble and headache for you.

A- ASK periodically for a copy of your credit report, and put a credit monit

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ring service in place. Credit reports are available free from the three major credit bureaus, and monitoring is now dirt cheap. For a copy of your credit r

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

eport call: a. Experian: 1-888-397-3742 b. Equifax: 1-800-525-6285 c. TransUnion 1-800-680-7289 Credit Monitoring is usually $9.95 a month per person through

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

a financial institution. Identity Theft protection services through a third party usually include monitoring, and also cover you from most or all Identity T

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

heft incidents, and are comparable in price to monitoring only. Just make sure they actually cover your Identity, and not just your credit.

M- MAINTAIN care

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ul records of your banking and financial accounts. You never know when you may be called on to produce proof of financial transactions. Of course, keep the

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

se records in a secure place!

So there you go: the SCAM method of protecting yourself from Identity Theft. But here's the kicker, act right now! These are

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

our things that are simple to do, but they are also simple not to do, so take the time right away and put these protections in place, because your informatio

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

n is already out there, and can easily be purchased or found on the internet. You only have one name, isn't it worth protecting?

Copyright 2006 Dave Sherwi

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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When I write sales letters for my clients, one rule I always start with is The Rule of 7. I learned about The Rule of 7 from one of my good friends who once ran for political office. In his campaign,...

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