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Top Articles - Thieves Are Outsmarting Savvy Consumers with New Scams Guaranteed to Fool You!
Like most things in life, the element of credit scams has evolved into a higher form. Those who are intent on stealing your identity and profiting from your good credit are taking the high-tech or the extremely convincing route to take advantage of you.
No long
No long
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
er do thieve just walk up and pick your pocket for a credit card – or blatantly send you an email trying to get you to divulge your personal financial information. Now, they’re farming for information from consumers who are very protective of their identity – an
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
they’re getting them to hand it over!
It’s a new scam – and judging from the alarming number of cases, it could happen to you tomorrow. Thieves have discovered a way to brand themselves as legitimate so that you never think twice about telling them your accoun
It’s a new scam – and judging from the alarming number of cases, it could happen to you tomorrow. Thieves have discovered a way to brand themselves as legitimate so that you never think twice about telling them your accoun
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
t information and passwords.
As you probably know, identity theft is a growing problem. In fact, experts have declared it an epidemic. If you haven’t checked your credit report lately to see if someone has been using credit in your name, then you might be at r
As you probably know, identity theft is a growing problem. In fact, experts have declared it an epidemic. If you haven’t checked your credit report lately to see if someone has been using credit in your name, then you might be at r
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
sk and not even know it.
It takes a lot of time and hassle to clear up identity theft cases, so you want to prevent yourself from becoming a victim before it happens. See if this sounds familiar to you – and if it does, order your credit report today and cross
It takes a lot of time and hassle to clear up identity theft cases, so you want to prevent yourself from becoming a victim before it happens. See if this sounds familiar to you – and if it does, order your credit report today and cross
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
your fingers that you haven’t been duped!
It starts off with a seemingly innocent phone call or email. You have a credit card or bank account in, let’s say, XYZ Company’s name. A representative supposedly from the company calls (or emails you) to tell you that
It starts off with a seemingly innocent phone call or email. You have a credit card or bank account in, let’s say, XYZ Company’s name. A representative supposedly from the company calls (or emails you) to tell you that
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
a charge of $1,500 is being processed and that they just wanted to be sure, since it was such a large purchase, that your identity wasn’t being used improperly.
Well, of course, since you didn’t make the phony charge, you instantly panic and start pleading with
Well, of course, since you didn’t make the phony charge, you instantly panic and start pleading with
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
the representative not to allow the charge to go through. They’ve got you by an emotional hook.
Your concentration is on the panic of an unauthorized charge. The person calling is just making a friendly call to alert you – they’re on your side – you think. So
Your concentration is on the panic of an unauthorized charge. The person calling is just making a friendly call to alert you – they’re on your side – you think. So
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
the bells and sirens don’t go off in your head.
The caller knows your name, address, phone number, and account number. It all seems legitimate. You don’t even flinch when they ask to confirm some information with you while they reject the charge because you’r
The caller knows your name, address, phone number, and account number. It all seems legitimate. You don’t even flinch when they ask to confirm some information with you while they reject the charge because you’r
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
e so relieved that the representative is willing to fix this problem for you and “protect” you.
You rattle off your PIN (personal identification number), the security digits on the back of the credit card, and any other information they need to handle the invest
You rattle off your PIN (personal identification number), the security digits on the back of the credit card, and any other information they need to handle the invest
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
gation. If you’ve ordered anything online or via phone lately, then you know everyone now requires the three to seven digit code on the back – something most thieves don’t already have.
As you thank the representative repeatedly and hang up from the call, the p
As you thank the representative repeatedly and hang up from the call, the p
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
rson on the other end is either already charging up on your card or they’ve moved on to harvest this information from another unsuspecting consumer.
The call is so convincing because these people identify themselves with authority. They say they’re from the inv
The call is so convincing because these people identify themselves with authority. They say they’re from the inv
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
estigation division of XYZ Credit Card Company. They know your contact information and account number.
They may even give you their direct phone line and extension – which are just made up numbers because by the time they hang up with you, you won’t be able to
They may even give you their direct phone line and extension – which are just made up numbers because by the time they hang up with you, you won’t be able to
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
all them back. Some have even stated a “badge identification number.”
Sometimes, they’ll even throw in a few specific details about the crime. They may tell you that a white man, aged 25-30 with brown hair and a beard was seen on security cameras using your cr
Sometimes, they’ll even throw in a few specific details about the crime. They may tell you that a white man, aged 25-30 with brown hair and a beard was seen on security cameras using your cr
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
edit card number to buy a 52” Plasma screen TV set at ABC Store in Dallas, Texas.
Your mind is spinning. You never realize you’re putting your credit at risk if you answer this person’s questions. They tell you that they’re going to open a fraud investigation
Your mind is spinning. You never realize you’re putting your credit at risk if you answer this person’s questions. They tell you that they’re going to open a fraud investigation
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
n this individual – and in order to activate the investigation, they just need you to confirm some information.
Some of it truly will be confirmation. They’ll repeat your name and address – and maybe even your account number. But they’ll also need YOU to confi
Some of it truly will be confirmation. They’ll repeat your name and address – and maybe even your account number. But they’ll also need YOU to confi
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
rm some information – details they don’t have – like your PIN or your security code.
They’ll appease your suspicions by telling you to just call the toll-free number on the back of your card if you want an update on the case, and then they’ll tell you what your
They’ll appease your suspicions by telling you to just call the toll-free number on the back of your card if you want an update on the case, and then they’ll tell you what your
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
ase number is.
The way they ask for your security code is by saying they need to “verify” that you’re in possession of the card at this time. You verify it by handing your info over to a thief! You think it’s to make sure your card hasn’t been lost or stolen,
The way they ask for your security code is by saying they need to “verify” that you’re in possession of the card at this time. You verify it by handing your info over to a thief! You think it’s to make sure your card hasn’t been lost or stolen,
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
but at that exact moment, it has been!
So how do you react if this happens to you? First, never give out any information. Instead, call the credit card company directly and ask to speak to their fraud division. Call the number on the back of the card – not an
So how do you react if this happens to you? First, never give out any information. Instead, call the credit card company directly and ask to speak to their fraud division. Call the number on the back of the card – not an
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
number the caller gives you.
If you give out the information and plan on verifying the next day, it may be too late. As many people mired in trying to get identity theft charges off of their credit report will tell you, don’t hesitate to report your suspicions
If you give out the information and plan on verifying the next day, it may be too late. As many people mired in trying to get identity theft charges off of their credit report will tell you, don’t hesitate to report your suspicions
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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