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  • Top Articles - How to Protect Yourself from Identity Theft

    Do you use email? Online bill payment? Look at your brokerage account online? Utilize a wireless network at home, work or while traveling? In an effort to protect your personal and financial information, consider the following items.

    Get Up-to-Date Anti-Virus Software: Up-to-date anti-virus software protects your computer against
    According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
    current virus threats. Most commercially available virus protection programs offer automatic weekly and emergency downloads of the latest updates. Scan all your files for viruses at least once per month. For the best protection, however, set up your anti-virus software to scan every file you open.

    Get Up-to-Date Anti-Spyware Software
    ; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

    Examples of combination products may in
    Spyware runs on your computer and can gather private information such as passwords and credit card numbers, deliver unwanted advertising, and monitor your browsing patterns. Spyware is typically hidden in an otherwise harmless program, often in freeware or shareware you download. Before downloading any free software, make sure you kn
    lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

    w and trust the provider. Some Internet Service Providers (“ISP’s”) offer assistance in finding and removing spyware. The maker of your anti-virus software may also offer anti-spyware protection. Make sure you are protected against this growing threat.

    Use a Personal Firewall: Firewalls serve as protective barriers between your comp
    here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
    ter and the Internet, preventing unauthorized access to your computer when you're online. Be sure to set up a firewall around your computer. Some ISP’s offer firewall software to their customers and you can buy firewall software or hardware at your local computer store.

    Install Security Updates Regularly: Most major software compani
    d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

    Combination pro
    s regularly release updates or patches to their operating systems to repair security problems. Some websites, such as Microsoft and Apple, offer the ability to scan your computer for missing updates. Check your computer for missing updates at least monthly. For the best protection, set up your computer to receive updates automatically
    ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
    henever possible.

    Protect Your Wireless Home Network: The default configuration of most wireless home networks is not secure. Contact your wireless software vendor for specific information about enabling encryption and strengthening the overall security of your wireless home network.

    Exercise Caution with Wireless Hotspots: Taking
    easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
    few simple precautions when using wireless hotspots can help protect your computer. Wireless technologies are continuously changing. Consult the manufacturer of your network hardware to ensure you have the most up-to-date security technology…then, install a firewall on all network computers, disable wireless connectivity when not in
    nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
    use, use reputable encryption software and disable the wireless ad hoc mode. This will allow only wireless networks that you created to use your wireless software. If you are unsure of the security of a wireless hotspot, don't use it for conducting confidential business, such as accessing your work e-mail or financial information.

    Pr
    and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
    tect Your Passwords: Make your passwords as obscure or abstract as possible. Avoid obvious numbers and words, such as a maiden name, birth date, or an anniversary, which would be easy to guess. Never divulge your passwords to anyone, including family or friends. Protect Yourself from Phishing Scams: “Phishing” is the mass e-ma
    ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
    ling of messages that falsely claim to come from a legitimate business. These messages often provide links to phony web sites, where you are asked to supply personal information such as passwords, credit card, social security number or bank account numbers. Never enter personal information unless you are sure the website is legitimate
    ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

    Following aspects would a
    . You should also be certain the site is encrypted. Look for the letter "s" at the end of "https" at the beginning of the URL address. This ensures that the site is running in secure mode.

    How to Recognize Phishing E-Mail: Phishing messages have evolved drastically over the last year, and they are often difficult to recognize. The c
    dd to the challenges in developing combination products:

    Which markets to tap where the combination products can do fairly well?
    Which combination prod
    eators now incorporate realistic company logos and graphics, provide links to the real company's privacy policies, and even include "legal disclaimer language" at the bottom. To help determine if an e-mail is part of a phishing scam, ask yourself the following:

    Do I have a relationship with this company?

    Would I expect this company
    cts are meaningful and rational?
    Which therapeutic categories to select?
    Which Combinations can address unmet needs of the patients?
    Do combin
    o contact me this way?

    Would I expect this company to use this tone or make this request?

    (If you are at all unsure, contact the company by phone.)

    Don't Open Unexpected E-Mail: Be cautious of e-mail and attachments — even if they look like they're from a friend — unless you are expecting them or know what they contain.

    Don't E-Ma
    tions increase the patient compliance?
    What would be the developing cost?
    How to tackle the risks encountered during combination product developmen
    l Personal or Financial Data: Most e-mail is not secure or encrypted and should not be trusted to send personal or financial information. Protect Your Personal Information: A few simple steps make a tremendous difference. For example, shred sensitive documents instead of simply throwing them away. Also, be absolutely sure you know
    t?

    As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
    ho you're dealing with before giving any personal or financial information. OnGuard Online, a site created by the U.S. Federal Trade Commission (FTC), offers additional information on preventing identity theft.

    Avoid Using Your Social Security Number: Ask companies and government agencies you do business with if you can create an alt
    ping new procedures for reviewing their safety, efficacy and quality.

    Professional from academic institutions, pharmaceutical industries, health care indust
    rnate customer identifier.

    Monitor Your Financial Statements: Promptly read any account or credit card statements or correspondence when they arrive. Make sure there are no changes or transactions you did not initiate. If a bill arrives unusually late or not all, call the company. Also, be sure to monitor your credit for inaccuracie
    y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
    . As of September 1, 2005, all US residents are entitled to receive one free credit report every 12 months from each of the three nationwide consumer credit reporting agencies: Equifax, Experian and TransUnion. You can request your report at AnnualCreditReport.com. Identity theft warning signs include:

    Seeing unauthorized charges or
    .

    As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
    ithdrawals, not receiving renewed credit cards, bills, or other mail, receiving credit cards for which you did not apply, notices for changes you did not initiate and denials of credit for no apparent reason. Although it could be a simple error, never assume a mistake has been made that will automatically be corrected. Follow up with
    elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

    Companies that provide selfless information through particip
    he business or institution. If you suspect that your personal information has been used wrongfully, immediately:

    Review your credit reports

    Place a fraud alert on your accounts

    Close any accounts opened or used fraudulently

    File a report with the police File a complaint with the Federal Trade Commission

    Copyright 2006 Rafael Vele


    tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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