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Globally credit card fraud costs card issuers billions of dollars a year in fraudulent use of t

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

heir cards. Some of this loss is passed back to retailers who failed to comply with the normal

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

rocessing method for the card. Another part of the loss is insured. Nonetheless, as a cardholde

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

r you are potentially liable for any fraudulent use of your credit card. It is, therefore, impe

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ative that you make yourself aware of what the current fraud scams are and how you can help to

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

in the battle of credit card fraud prevention.

To this end, the following are some fraud preve

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

tion methods you can adopt:

* when using your card, never card out of your sight

* if you use

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

the card in an old carbon-copy paper machine, keep the carbon-copy and destroy it later

* nev

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

r use your credit card on an unsecured website

* never use your credit card to withdraw money

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

in an ATM

Aside from the above, ensuring that you use certain technological advances with your

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

credit card should also help in any credit card fraud prevention. In this regard, the following

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

are currently popular with card issuers:

* identification photos: where your picture is shown

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

on the front of the card

* fingerprinting: where a facsimile of your fingerprint is shown on t

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

e reverse of your card;

* chip and Pin systems: where the card has an encrypted chip containin

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

g details about the card and a PIN that ensures the card is a genuine issue. Essentially the ch

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

p contains the same information that used to be contained in the magnetic strip on the reverse

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

of the card, but in chip format it is believed to be harder to copy.

Although each of these sy

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

tems is no foolproof credit card fraud prevention method, with credit card fraud costing more a

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

nd more each year, you can bet that issuers are going to be tackling this issue head-on: so sta

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

aware of the latest credit card fraud preventions methods and help combat this growing problem

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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