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  • Top Articles - Id Theft, What Is This And How Do I Protect Myself?

    Identity Theft is when someone uses another person's social security number, driver license, name, address, telephone number and any other information about that particular
    According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
    person as their own. The unauthorized person that obtains this information without the other person's knowledge uses this information to commit theft and fraud.

    How does a
    ; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

    Examples of combination products may in
    person committing ID theft get my information? By going through your trash, hacking into a computer that you may use, securing a copy of your credit report, stealing credit
    lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

    ard and debit card numbers that you may have, stealing your mail,completing a change of address form to reroute your mail to a different address, stealing your purse or wall
    here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
    et, and scamming information from you by posing as a business person.

    How would I know if I am a victim of ID theft? If you receive credit card statements for accounts you
    d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

    Combination pro
    did not apply for, you do not receive your mail, your credit is being denied and you do not know why, counterfeit checks are used to withdraw money from your bank account, y
    ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
    u receive calls from collection agencies about bills for accounts established with your personal information that you do not know about,and other problems that you may have
    easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
    with your personal information.

    Should I order a copy of my credit reports to find out if I am a victim of identity theft? Yes, you may want to consider doing this if you s
    nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
    uspect that you are a victim of identity theft. You would want to order a copy of your credit reports from all three credit reporting agencies which are: Equifax www.equifax
    and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
    com 1-800-685-1111; Experian www.experian.com 1-888-397-3742; and; TransUnion www.transunion.com 1-800-916-8800.

    What should I do if my identity is stolen by someone? Conta
    ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
    ct the three credit reporting agencies as soon as possible and let them know that you are a victim of ID theft and ask them to place a fraud alert and your statement as a vi
    ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

    Following aspects would a
    ctim in your credit report file. Order a copy of your credit report from each agency to check the information on your report.

    Contact the credit reporting agencies fraud un
    dd to the challenges in developing combination products:

    Which markets to tap where the combination products can do fairly well?
    Which combination prod
    ts at these telephone numbers or addresses: Equifax: 1-800-525-6285, P.O. Box 74021, Atlanta, GA. 30374-0241:: Experian: 1-888-397-3742, P.O. Box 9532, Allen, TX. 75013:: Tr
    cts are meaningful and rational?
    Which therapeutic categories to select?
    Which Combinations can address unmet needs of the patients?
    Do combin
    ansUnion: 1-800-680-7289, Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA. 92834-6790.

    Should I close my credit and checking accounts if ID theft has occurre
    tions increase the patient compliance?
    What would be the developing cost?
    How to tackle the risks encountered during combination product developmen
    d? Yes, you may want to consider closing your credit and checking accounts if you suspect identity theft. Contact your bank and creditors about your identity being stolen an
    t?

    As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
    consider closing your accounts and establish new ones.

    If your checks are stolen, request that your bank notify the check verification company that they use. You may also
    ping new procedures for reviewing their safety, efficacy and quality.

    Professional from academic institutions, pharmaceutical industries, health care indust
    want to contact the major check verification companies as well.

    The major check verification companies that you would want to contact are the following: Telecheck, 1-800-71
    y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
    0-9898 or 1-800-927-0188:: Certegy Inc., 1-800-437-5120:: and; International Check Services, 1-800-631-9656.

    You may also want to contact a company known as Scan at 1-800-2
    .

    As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
    2-7771 to find out if an identity thief has been using your checks. In addition, you should also contact your local police department and report that your identity has been
    elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

    Companies that provide selfless information through particip
    stolen.

    Make sure that you file a complaint with the Federal Trade Commission about your identity being stolen as well. You can file this report at www.consumer.gov/idtheft


    tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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