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My wife and I got a copy of our credit reports. Two car loans on my wife’s credit report were not hers. We went to one of the branches

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

of the bank where these loans were and tried to get it taken care of ourselves. For four months we tried to get the loans removed fro

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

her report. Never got it accomplished. Now since the person who ever he or she is was paying these accounts we never knew we were vic

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

ims. Then someone else tried to take out vision care benefits in my wife’s name. I contacted the company who sent us a letter refusing

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

the service. First I had to find out who they were. I found out they were a middleman company for medical / vision care. I asked who a

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

pplied for these services. The lady told me these benefits were applied for over the phone.

Now think about this. Someone could be ge

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ting benefits in your name and doesn’t sign or even appear in front of anyone so no one will ever know who they are. So I then asked h

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

w they were paying for these services. She said they used a credit card. I asked what was the number on the credit card. She said all

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

he had was the last four digits of the card used. So I asked for the numbers. She gave them to me. I checked all my credit cards and i

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

t just so happens that the last four digits on a visa that we had canceled a good 2 years ago matched the numbers used. So my wife’s n

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

me and a cancelled credit card in her name used. I would say that’s not a coincidence. We got of easy this time. If you hear from vict

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

ms who didn’t get by so easy you’ll under stand what I am saying. You do not want to wait until someone has run up hundreds of thousan

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

s of dollars, taken medical coverage, given you a criminal record, and or theirs arrest warrants out in your name before you find out

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

someone is using your name. Make an intelligent decision and do everything you need to too protect your good name.

There are a lot of

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

companies providing Identity Theft services. We choose one that got the loans removed from my wife’s name and put the fraud alerts on

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

t the three main credit-reporting agencies. The great part is all I did was made a phone call to this company and they did all the wor

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

. We did not have to fill out a bunch of forms or get a package telling us what to do. They took care of it all. The best part is they

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

cover my wife and me both for less than 50 cents a day. I can’t even buy a soda at the corner store for 50 cents. People always say i

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

happens to someone else. True my wife is someone else to you. But remember you are someone else to us. All the experts say no one can

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

stop you from becoming a victim, but finding out as soon as it happens and having it taken care is considered on of your best defenses

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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