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Becoming a major epidemic, Identity Theft occurs when a criminal uses another person's personal information to take on that person's identity. Identity theft includes the misuse of a Social Security number, credit cards, mail fraud, scam, sc

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

hemes, frauds, or any other form of misuse or abuse of a victim’s identity.

The Fair and Accurate Credit Transaction Act, known commonly as FACTA, was put into law in the United States to help to protect consumers from identity theft and t

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

o help in its prevention. FACTA ensures that all citizens are treated fairly when they apply for a mortgage or other form of credit and it entitles them to a free annual credit report to verify its accuracy.

There is no guarantee that you will

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

never be a victim; however, there are steps you can take to minimize your risk. Here is a list of things you can do:

1. Manage your personal information cautiously and with a new awareness that identity theft can occur anytime anywhere and wh

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

en you least expect it.

2. Ask about security procedures in your workplace, doctor's office, or other business or organization that routinely collects relevant and personal identifying information as part of doing business or providing a servi

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

ce. Find out who has access to your personal information and verify that it is handled securely. Inquire about their disposal procedures and if your information will be shared with anyone else (namely third parties such as mailing list companie

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

s, marketing and survey companies, etc.).

3. Instead of giving your Social Security Number, inquire if you can use other types of identification. Use your Social Security Number with caution and only when absolutely necessary.

"Your Cha

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

nces of becoming victimized by some form of identity theft is one in ten," according to the Federal Trade Commission.

4. If you find that you have been vitimized, immediately file a complaint with the Federal Trade Commission. The FTC

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint helps the FTC learn more about identity theft and the problems victims are having. This knowledge helps them to assist you bett

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

er.

5. Carry only the identification and the number of credit and debit cards that you will actually use. Leave extra cards in a safe place at home, in a safety deposit box, or any other secured location.

6. Avoid giving out personal informat

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

on on the phone, through the mail, or on the internet unless you are absolutely sure you know and can trust with whom you are communicating. Caution: Before you share personal information, be sure you are dealing with a legitimate business or o

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

rganization. (If you are unsure about an online communication, check the organization’s website by typing its URL in the address line. Most large companies post alerts on their sites when they are aware of a scam when their name is used imprope

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

rly.)

Identity thieves usually pose as representatives of banks, lotteries, sweepstakes, internet service providers, or some other officially-sounding-entity. They will use any means possible to try to get you to reveal your valuable inf

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ormation.

7. Call the Customer Service Department of companies or organizations with whom you do business using the number listed on your account statement or in the telephone book.

8. Do not place passwords on your credit card, bank,

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

or telephone accounts.

9. When choosing a password, avoid using obvious information like your mother's maiden name, your birth date, a series of consecutive numbers, or the last four digits of your Social Security Number or your phone number.

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

10. Pay attention to your billing cycles. A missing bill could mean an identity thief has gotten their hands on it.

11. Be wary of promotional scams or phony offers to get you to give them your personal information such as lottery and sweeps

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

atkes that you have never entered and ones asking for an "administration" fee.

12. If your job requires you to suit up in special clothing at work, never leave your purse or wallet in your personal clothes. Always keep them in a safe and secur

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ed place.

13. When reordering checks, pick them up at the bank instead of having them sent to your mailbox.

14. Obtain a current credit report by contacting any of these major credit bureaus:

Equifax: P.O. Box 740241 Atlanta, GA 30374-024

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

1 For Fraud Alerts, call: 800-525-6285

Experian: P.O. Box 2002 Allen TX 75013 For Fraud Alerts, call: 888-EXPERIAN (397-3742)

Trans Union: P.O. Box 1000, Chester, PA 19022 For Fraud Alerts, call: 800-680-7289

Think you'r

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

e not at risk? Unfortunately, you are. View "Protecting Your Identity" blog at Protecting Your Identity to learn more about what you can do to protect yours.

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Secured loans are a good solution for debt consolidation or when you want a large sum of money. Shopping around a little bit can help you secure a good offer with interest rates that can be really low.

Small businesses work under too many constraints and finance is the most common one. This renders small businesses vulnerable to bad credit situations. However, business entrepreneurs having bad credit can resort to bad credit small business loans.

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