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If you’re ever a victim of identity theft you will need to take immediate action to repair the damage done. Depending on how long someone may have stolen your identity, the

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

damage could be more extensive than you even realize.

Any irregularities on any of your financial statements – unusual charges on your credit cards, large withdrawals on yo

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

r credit or checking account you don’t remember placing - are huge red flags that your identity may have been compromised.

If you suspect any fraud may have occurred with a

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

y of your bank or credit accounts contact any one of the three major credit bureaus’ fraud departments immediately. Listed below is the contact information for each of the n

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ational credit bureaus’ fraud departments:

Equifax

P.O. Box 740241
 Atlanta, GA 30374-0241
 1-800-525-6285

Experian

P.O. Box 2002

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

Allen, TX 75013 1-888-397-3742

TransUnion LLC

Fraud Victim Assistance Division P.O. Box 6790 Fullerton, CA 92634 1-800-680-7289

For faster assi

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

tance you should just call one of the credit bureaus. As soon as you let one of the bureaus know fraud may have taken place the other credit bureaus will be notified automat

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ically. Each of the credit bureaus should also send you a copy of your credit report free of charge.

As soon as you get your credit reports you will need to scour through t

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

em and highlight anything that looks unusual. Any new addresses attached to your name or new credit accounts you are unfamiliar with should be disputed immediately. Any new

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

isted addresses you have never lived at should also be reported to your local postal inspector. Your mail could be getting sent to someone else in a worst case scenario.

Yo

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

should also file an ID theft affidavit with any creditors you are certain you never opened accounts with. These affidavits are located at ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

ww.consumer.gov/idtheft/pdf/affidavit.pdf">http://www.consumer.gov/idtheft/pdf/affidavit.pdf

If you have evidence that anyone has used your accounts in your name fraudu

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ently you will want to file a police report as well as a complaint with the Federal Trade Commission (FTC). You should include a copy of the police reports you file with any

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ID theft affidavits you send to creditors.

If you can, try to get a copy of any fraudulent applications used to open new credit accounts in your name. This will help prove

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

that someone else forged your signature and will help you get these accounts stricken from your credit report.

Last, but definitely not least, you will want to keep records

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

of all your interactions with police and the various financial institutions you may have to deal with. This will help you out a lot if you have to consult with an attorney o

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

have someone prosecuted for stealing your identity.

If you are a victim of identity theft, the sooner you find out about the theft the better off you’ll be. Check your cre

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

dit reports quarterly and keep a watchful eye for

Checking your credit reports quarterly and keeping a watchful eye on all your financial statements may help you quickly di

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

cover if someone is trying to steal your identity. The sooner you know someone is attempting to steal your identity, the faster you may minimize any potential damage.

The s

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

eps you take to combat identity theft could prove the difference between someone running your finances and credit into the ground or being locked behind bars as they deserve

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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The corporate world knows the value of taking time out for a step back, taking time to assess what is going right, what is going wrong and what just plain isn’t going anywhere. As a business owner (or as one who dreams of owning a business), it is critical to take time out to plan for the upcoming time period, be it a year, or even a long-term goal. Otherwise, how can you get where you want to be if you don’t know where that is?

Your website is where you'll send potential customers, prospects, and people that want to buy from you. Why shouldn't you website be an opportunity to sell to customers?

Companies selling material into a strong commodities market are frequently rewarded with stronger investor interest. When Roca's MAX molybdenum mine opens this year, it will be the first new metals mine to open in Canada's British Columbia province in ten years. Moly prices rose about 20 percent since their mine opening was delayed.

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