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Top Articles - Identity Theft - Your Prevention Guide
Identity theft occurs when someone illegally obtains your personal information (social security number, credit card numbers or some other personal information) and uses that information to apply for loans or credit cards under your name or to mak
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
e unauthorized purchases or gain access to your financial accounts. It is extremely prevalent these days, but there are steps you can take which will reduce the chances of you becoming a victim of identity theft.
1. NEVER give out p
1. NEVER give out p
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
ersonal information (date of birth, social security number, credit card numbers) over the phone, by email or on the internet unless you initiated the contact and know whom you're dealing with. If your social security number is requested, ask if a
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
nother form of ID could be substituted in its place.
2. ALWAYS shred papers that have your personal information on them before throwing them away. Papers that should be shredded include credit card receipts, checks, bank statements,
2. ALWAYS shred papers that have your personal information on them before throwing them away. Papers that should be shredded include credit card receipts, checks, bank statements,
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
credit card statements, expired credit cards and pre-approved credit card offers. Cross-cut shredders are great for this purpose.
3. Keep accurate and current records of all your credit cards and who you should contact in case they ar
3. Keep accurate and current records of all your credit cards and who you should contact in case they ar
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
e lost or stolen. You may want to take copies of your credit cards and write the customer service number on the copy. If you are not currently using some of your credit cards, you should keep them securely locked away. Other things to keep in
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
a secure location include: unused checks, your social security card, bank statements and credit card statements.
4. ALWAYS make sure you get your copy of a credit card receipt when making a purchase. Check to make sure your credit c
4. ALWAYS make sure you get your copy of a credit card receipt when making a purchase. Check to make sure your credit c
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
rd was returned to you as well.
5. Check your credit reports annually. There are three credit reporting agencies; Equifax, Experian and TransUnion. Every year, you are allowed one free credit report from each of these credit reporti
5. Check your credit reports annually. There are three credit reporting agencies; Equifax, Experian and TransUnion. Every year, you are allowed one free credit report from each of these credit reporti
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
ng agencies. Go to www.annualcreditreport.com to order your free credit reports, ordering one from a different agency every 4 months.
6. ALWAYS make sure there are no "shoulder surfers" around when you are keying in your PIN number
6. ALWAYS make sure there are no "shoulder surfers" around when you are keying in your PIN number
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
at an ATM or store. Be careful that no one overhears you when giving out your credit card number or personal information over the phone.
7. When purchasing on the internet, always make sure the site you're using is secure. You know
7. When purchasing on the internet, always make sure the site you're using is secure. You know
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
you're on a secure site if the web address changes from http:// to https:// when you click on "buy" or "add to cart." You will also note a lock or key symbol in the lower corner of the web page.
8. On your own computer, use a firew
8. On your own computer, use a firew
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
all and virus protection. Use passwords that include letters, numbers and symbols to make them more difficult to break. Never use PIN numbers that are obvious, such as your birth date, street number, phone number, the last four digits of your s
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
ocial security number or any consecutive numbers. Memorize your PIN number-do not write it down. If your mother's maiden name is requested for security purposes, use a password instead-one you will remember.
9. NEVER respond to emai
9. NEVER respond to emai
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
led requests from banks or creditors to update your information. You should always call the institution directly or go to their website (do NOT use the website the email directs you to) to update your information. Rarely do banks or other insti
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
utions request such information by email, and it is a simple task for someone to create a website that looks just like your bank's or creditor's.
10. If you receive lots of pre-approved credit card offers in the mail, call (888) 5OPT O
10. If you receive lots of pre-approved credit card offers in the mail, call (888) 5OPT O
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
UT to have your name removed from the marketing lists sold by the major credit bureaus.
11. Drop off outgoing mail at your post office or collection box rather than leaving it in your mailbox for pick up.
12. Have new chec
11. Drop off outgoing mail at your post office or collection box rather than leaving it in your mailbox for pick up.
12. Have new chec
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
ks mailed to your bank and pick them up there.
13. Place passwords on your bank accounts, brokerage accounts and credit card accounts for protection. Once again, use a mix of letters, numbers and symbols.
14. Consider an ID
13. Place passwords on your bank accounts, brokerage accounts and credit card accounts for protection. Once again, use a mix of letters, numbers and symbols.
14. Consider an ID
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
theft insurance policy.
15. Register with Equifax Credit Watch™. Equifax Credit Watch™ makes monitoring your report easy by automatically alerting you within 24 hours of key changes in your Equifax Credit Report™ - like when someone
15. Register with Equifax Credit Watch™. Equifax Credit Watch™ makes monitoring your report easy by automatically alerting you within 24 hours of key changes in your Equifax Credit Report™ - like when someone
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
tries to get credit in your name or there are sudden changes in your credit card balances. - so you can act before serious damage is done.
For a list of signs that you may be a victim of identity theft, go to http://understandingident
For a list of signs that you may be a victim of identity theft, go to http://understandingident
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
itytheft.com/articles/article-67.html
For further information on identity theft, visit http://understandingidentitytheft.com.
For information on how to check and/or correct your credit report, go to http://yourcreditscoreranking.com
For further information on identity theft, visit http://understandingidentitytheft.com.
For information on how to check and/or correct your credit report, go to http://yourcreditscoreranking.com
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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