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There is a new bill that is being passes, it is a very weak bill but if passed, it will prohibit using a social security numbe

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

r for identification purposes. This bill should take affect in 2006.

If you feel you have been a victim of identity fraud, c

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

ontact the Department of Justice, consumer protection division. They offer mediation with identity theft; they also have a ho

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

t line for consumers that is available 8-5 Monday – Friday. They maintain a database of written complaints that goes back to 1

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

998. They offer seminars to school, seniors or your group.

Be aware that 40 million crooks obtained credit card numbers this

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

past year, “Be Suspicious”. Also be aware that most identify theft is not reported, especially when it involves family membe

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

rs, so the statistics are off. These statistics show that consumers lost $5 billion last year when in actuality it is closer

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

to $50 billion. There have been an estimated 9.9 million victims in America.

U.S. Postal Inspection Service
www.usps.co

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

m/postalinspectors

Federal Trade Commission
www.consumer.gov.idtheft
877-IDTHEFT or TTY – 202-326-2502

U.S. Secre

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

t Service
www.secretservice.gov

Department of Justice
www.usdoj.gov/criminal/fraud/idtheft

Federal Deposit Ins

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

rance Corporation
www.fdic.gov/consumers

Equifax
www.exuifax.com
800-525-6285

Experian
www.experia

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

n.com
888-397-3742

Trans union
www.transunion.com
800-680-7289

Social Security Administration Fraud Hotlin

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

e
PO Box 17768
Baltimore, MD 21235
800-269-0271
www.socialsecurity.gov

North American Securities Agenc

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

y Administrators (NASAA)
www.nasaa.org

Better Business Bureau
www.search.bbb.org/search.html

United States Posta

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

l Service
www.usps.com

National Do Not Call Registry
www.donotcall.gov
888-382-1222

Direct marketing Associa

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

tion Consumer Assistance
http://www.dmaconsumers.org/consumerassistance.html Registering by mail is FREE and registering

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

online is $5.00. To remove your name from national mailing lists by mail:

Mail Preference Service
Direct Marketing Assoc

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

iation
PO Box 643
Carmel, NY 10512

Identity Theft Resource Center
www.idtheftcenter.org
858-693-7935

Int

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ernational check service
800-526-5380

Telecheck
800-927-0755

Certegy Check Services
800-437-5120

Intern

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

et Fraud Complaint Center
http://www.ifccfbi.gov/index.asp

Fight Identity Theft
http://www.fightidentitytheft.com

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Like transforming coal into diamonds, salespeople require pressure to become wealth producing. Either salespeople pressure themselves, or managers pressure them, or both. But left alone, like most things in nature, salespeople die on the vine, wither, and shrink from view.

You are facing the pressure of owing on many loans and these exceed the income that you are bringing in on a monthly basis.

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