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  • Top Articles - Identity Theft is a Major Problem: Whose Responsibility is It to Protect the Consumer?

    We have heard a lot about consumers’ personal information getting into the hands of identity thieves. More and more people are taking steps to minimize their exposure to such theft by reducing information on personal checks, refusing to share social security numbers with just anyone who asks, being prudent in their use of credit cards, and shredding “junk” ma
    According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
    il that might allow another person to pose as them. However, we can do little to protect ourselves against lackadaisical security methods or unscrupulous business practices.

    Because recent reports confirm that personal information continues to fall into the wrong hands, consumers have become increasingly concerned about how companies handle their personal in
    ; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

    Examples of combination products may in
    formation. But consumers can only do so much; then it’s up to businesses to provide their customers with privacy policies that will ensure their information is handled appropriately and secured from the hands of would-be opportunists, as well as outright crooks.

    How can this be accomplished? As business owners, managers, or supervisors, we need to establish
    lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

    nd enforce effective company privacy policies. These polices should outline the handling, reviewing, storage, and destruction of customers’ personal information, as well as that of employees. Once privacy polices are drawn up, they must be carried out. All employees should be trained in the handling of sensitive information. When employees obtain personal i
    here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
    nformation from customers, several questions need to be asked. Who is allowed to handle it? How long will the information be unsecured? Can information viewed on computer screens be seen by others? How will the information be secured? Who will have access to it? How long will it be kept, and when will it be destroyed?

    Establishing strict information handlin
    d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

    Combination pro
    procedures may be cumbersome. However, they are necessary if we are to gain and keep the confidence of our customers and our employees. Review the following privacy policies that should be established and practiced by every business.

    • Adjust computer screens so customer information is not visible by anyone standing in close proximity. If the screen cannot
    ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
    be moved, place something in the line of sight to block unwanted viewers. Hanging plants, room dividers or frosted glass can block the view.

    • Computers should be password protected. When an employee leaves his/her computer, it should always be secured and protected by a password. Even if you leave your computer for just a few minutes, unsecured information
    easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
    ould be accessed by anyone passing by.

    • Customer files should never remain unattended on a desk that can be accessed by customers or unauthorized employees (including cleaning or maintenance staff). Files left unattended can be quickly viewed and documents stolen or copied. Files should always be in a secured drawer or locked room when not in use.

    • Custom
    nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
    er information should be secured as quickly as possible. Once information is obtained from a customer, the document or program should not be left unattended. Secure all information before servicing another customer.

    • When customer information is secured, assign specific employees who will have access to the information. The more employees who have access to
    and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
    the information, the more chances exist for misappropriation. Don’t tempt employees with the access if they don’t really need it.

    • Don’t discuss customer information when other customers or employees are able to hear. When requesting information from the customer, have the customers write it down for you. Once you are finished with the written information,
    ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
    it is very important that you hand it back to the customer. This way the customer can dispose of it, and there are no concerns that the written information is intentionally or inadvertently passed on to someone else.

    • Don’t leave outgoing mail out over night or over the weekend. Mail or any other documents that are waiting in an “out box” can be easily acce
    ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

    Following aspects would a
    ss by cleaning, maintenance, or service staff, as well as by children or friends of employees. Keep outgoing items secured until pick up time. A central location should be designated for such items during the week. Often items placed with other out going mail or documents are quickly forgotten, that is, until the recipient notifies you that the document has n
    dd to the challenges in developing combination products:

    Which markets to tap where the combination products can do fairly well?
    Which combination prod
    t been received. The more time that has lapsed between sending and receiving the mail or documents, the less likely you will be to locate them.

    • Documents waiting to be shredded should be in a secure place. Many offices use a box under each desk, where documents are thrown until the end of the week. This system provides easy access to documents that are sel
    cts are meaningful and rational?
    Which therapeutic categories to select?
    Which Combinations can address unmet needs of the patients?
    Do combin
    dom noticed if they go missing. Shred bins should be locked or kept in a locked room. Larger bins are often used to store documents until a document disposal company takes them. These bins should also be locked or kept in a secured area.

    As employers, we often obtain information from Consumer Reporting Agencies (CRAs), to help with our hiring decisions. The
    tions increase the patient compliance?
    What would be the developing cost?
    How to tackle the risks encountered during combination product developmen
    air and Accurate Credit Transaction Act (FACTA) places emphasis on the accuracy of information, and under new FACTA provisions, any business that uses consumer reporting agencies must adopt proper disposal procedures for the information obtained.

    Consumer Reporting Agencies are not just “credit” reports issued by one of the three major credit bureaus. Consum
    t?

    As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
    er reports include medical records or payments, insurance claims, employment history, check writing history, and residential or tenant rental history. There are several companies that specialize in providing reports for specific purposes. FACTA defines companies that issue non-credit reports as “nationwide specialty consumer reporting agencies.” Consumers ma
    ping new procedures for reviewing their safety, efficacy and quality.

    Professional from academic institutions, pharmaceutical industries, health care indust
    request a free annual report from any of the specialty CRAs.

    FACTA also says that receipts for credit and debit card transactions can include no more than the last five digits of the credit card number and expiration date. If you are using a merchant processing machine check to make sure the program is not printing the entire number. If it is, call your pro
    y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
    vider and request the program be updated to comply with FACTA. Noncompliance could result in fines.

    Take steps now to ensure that your merchant processing program will not print the entire credit/debit card number. This does not apply to merchants who only accept handwritten or imprinted card information. This method creates its own problem of securing the c
    .

    As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
    nsumers card information at all times.

    What all this boils down to is that we, as employers, business owners, managers, and supervisors need to make a greater effort to provide our customers with the peace of mind that their identities and their information are safe with us. All of our employees need to handle customer information with care and respect that
    elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

    Companies that provide selfless information through particip
    is apparent to all customers. Without our help in the secure handling of the personal information of our customers and employees, the fight to stop identity theft and fraud will continue to rage. We need to be smarter than the crooks by eliminating their means of obtaining information.

    Who knows, the next customer to have information stolen might just be you


    tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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