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Top Articles - Identity Theft - Additional Protection for Soldiers on Active Duty
Congress passed the Fair Credit Reporting Act several years ago in an attempt to smooth out some problems in the credit repo
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
rting industry. The best known provision of this Act is one that permits Americans to receive a free copy of their credit r
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
eports from each of the three main credit bureaus once per year. So far, this provision of the Act has been a success. A l
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
sser-known provision of the legislation is one that is intended to protect active duty military personnel from being victimi
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
zed by identity theft while they are out of the country.
Identity theft is a crime committed by someone who obtains persona
Identity theft is a crime committed by someone who obtains persona
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
information from a victim and then uses that information to obtain loans or credit in the victim’s name. While the thief i
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
s making off with the money, goods, or services, the victim is left with the bills. Being a victim of identity theft can be
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
difficult for anyone, as it often takes several years to undo the damage done to the victim’s credit report. Identity thef
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
can be even more difficult if the victim is an active duty soldier serving outside the United States. The average victim o
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
f identity theft takes nearly a year to discover the crime; it will undoubtedly take even longer if the victim is outside of
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
the country. The amendment to the Fair Credit Reporting Act allows active duty personnel who are away from their main duty
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
stations to place an “active duty alert” on their credit reports. The presence of this alert requires any creditor to verif
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
y the identity of the borrower prior to granting credit in his or her name. Since it isn’t usually possible to contact a so
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
dier who is outside the country, this effectively freezes the credit report of the individual until they return from oversea
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
s service, thus protecting them from identity theft.
If you are serving the country in a military capacity, away from your
If you are serving the country in a military capacity, away from your
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
ctive duty station, you may enact an “active duty alert” by contacting one of the three credit bureaus: Experian, Trans Unio
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
n, or Equifax. It is only necessary to contact one company; that company will inform the other two. At that time, you may
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
also designate a personal representative who will act on your behalf while you are away. This alert is active for one year,
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
and may be renewed.
Military personnel who are serving the United States in a time of war have enough to worry about withou
Military personnel who are serving the United States in a time of war have enough to worry about withou
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
t having to be concerned about identity theft. The Fair Credit Reporting Act leaves them with one less thing to worry about
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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