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Some months ago, before there was much publicity regarding phishing and identity theft, I became a victim.

My first inkling

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

that I’d been scammed came from a telephone call from my bank asking if I had been to Italy or Roumania. Of course I had not.

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

I was informed by the bank that a number of charges for hotel bills and cash withdrawals had been made from my account. Thie

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

ves had made a counterfeit Debit Card with which to rifle my account.

I had in the vicinity of $1900.00 in the account so I

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ad to have the bank transfer enough from my savings to cover these charges, so as not to have my other checks “bounce”. We c

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

losed the old account and opened a new one.

At first I could not imagine how it happened, then I remembered. I’ve been an eB

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

yer for several years and I use Paypal frequently.

Some weeks previously I had received e-mail from eBay stating that there

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

were some attempts to fraudulently access my account and they wanted to verify my account information. They said the matter w

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

s urgent and if I didn’t respond promptly my account would be suspended.

I thought this was a bit odd, so I clicked on sever

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

al links to see if it was a legitimate message and the links worked so I complied with the request. The result was that my ch

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

cking account was cleaned out.

Since then I have found out ways to verify whether these messages are bogus or not. If you vi

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

it my web site http://www.caveatemptorus.com you will find detailed information in this regard. Checking a few links is not s

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ufficient to verify the validity of a document.

Here in a nutshell is the best way to avoid this type scam:

DO NOT ANSWER A

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

Y E-MAIL asking for personal financial data. EBay, Paypal, banks and other institutions never use e-mail for such purposes.

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

If you are concerned about your accounts initiate the contact yourself, then you’ll know you’re dealing with the right party

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

NEVER GIVE YOUR PIN NUMBER to anyone for any reason. The only purpose it has is to relieve you of your money. Merchants don

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

’t need it when you make purchases.

DO NOT USE DEBIT CARDS or your checking account for online or phone transactions, in spi

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

e of Paypal’s inducements. Use a consumer protected Credit Card. You have much better protection.

I recovered my money from

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

the bank as this was a case of fraud, but it took several months. Since then I have received any number of similar messages,

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

purportedly from eBay and Paypal. You can forward them to www.spoof@ebay.com for verification. All the ones I sent were bogus

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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The American office furniture industry performed very well throughout the 1990s as the domestic economy has shifted from being manufacturing driven to one where services play an increasingly important role. However, the new millennium has been less fortunate for office furniture manufacturers. Between 2000 and 2003, office furniture shipments in the United States fell by more than one-third. This was the largest decrease in shipments for over 20 years. The market has since recovered a bit reaching a value of $10,070 million in 2005, but this is still more than $ 3,000 million below the 2000 peak level.

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