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Protecting yourself from Identity Theft (ID Theft) is an important matter. ID Theft is defined by the Federal Trade Commission (FTC) as, "when someone uses your n

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ame, address, Social Security number, bank or credit card account number, or other identifying information without your knowledge to commit fraud or other crimes.

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

"

In a summary report dated September of 2003, the FTC reported that "almost 10 million Americans have discovered that they were the victim of some form of ID Th

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

eft within the last year." Further, the FTC estimates that the "total cost of this crime approaches $50 billion per year." (The report can be viewed and printed a

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

t http://www.ftc.gov/os/2003/09/synovatereport.pdf.)

Though preventing ID Theft is ideal, also important is your ability to quickly determine when your identity

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

s being used without your knowledge. Early detection is essential in preventing undue loss, as well as protecting your credit from long-term damage. One means of

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

finding out if you have been a victim of ID Theft is through the use of a credit report.

A credit report is a list of all credit cards, debts, accounts, and othe

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

r information associated with your social security number. That is, by going to the website of one of the three main credit reporting agencies and running a credi

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

t report, you will be able to see all the financial information linked to your social security number. Most importantly, you may be able to identify an error or f

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

raudulent activity.

When viewing your credit report online, information will be given in seven sections: personal information, account information, inquiries, co

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

lections, public records, consumer statement, and dispute file information. One of your main objectives should be to verify all accounts and information as being

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

valid. Carefully read the entire credit report looking for errors or anything unfamiliar. If you should see something out of the ordinary or wrong, contact the cr

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

edit reporting agency immediately- you may be a victim of ID Theft.

Equifax, one of the three major credit reporting agencies, says you should, "Check your credi

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

t report regularly. Checking your credit report can help you catch mistakes and fraud before they wreak havoc on your personal finances. Make sure your report is

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

accurate and includes only those activities you've authorized. It's also a good idea to review your credit report from each of the three major credit reporting ag

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

ncies every year -- it's possible that information is reported to one but not the others."

To that end, Equifax has developed a great tool for running your credi

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

t report. It is called the "3-in-1 Credit Report". You can sign-up with Equifax and view your information with all three major credit reporting agencies at one ti

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

me (this can also be done through the other two credit reporting agencies- TransUnion and Expirion). Currently, this detailed report costs around $30 on the Equif

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ax website (www.equifax.com) and is well worth it. Running your credit report is an important first step in prevention and early detection of ID Theft.

For tips

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

on how to further protect yourself from ID Theft, or if you believe your identity has been stolen, please visit the FTC website (http://www.consumer.gov/idtheft/)

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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