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While nothing is ever foolproof you can learn how to protect yourself from identity theft. Identity theft is the fastest growing crime in America today with victims reporting new cases to authorities at an alarming rate.

Last year alone in 2004

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

, more than 9.9 million Americans were victims of identity theft scams. Those crimes cost them nearly $5 billion. That number of victims and their losses are probably much higher. Several cases go unreported because people are either embarrasse

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

that it happened to them or have no idea where to report it when it does happen.

First, here are a few ways to prevent identity theft so you have less chance of it happening to you. A very important step in learning how to avoid identity theft

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

is to keep a close watch on all of your personal information and your credit report.

Check your credit reports from all three credit bureaus at least once a year to see that everything is accurate. If you find an error, dispute it immediately s

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

you can protect yourself against fraud. Similar names and similar social security numbers often get mixed up, or even worse, someone could have stolen your identity.

Another way to prevent identity theft is not to carry your Social Security ca

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

d or anything with your Social Security number on it in your wallet. Keep your social security number private because someone could easily steal your identity with your number.

The same goes for your bank card pin number because it makes it eas

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

y for a thief who has stolen your wallet to help themselves to your bank account at an A.T.M.

Other ways to prevent identity theft also need to be applied to the Internet. If you use the Internet, make sure all your security software like virus

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

protection and spyware software is up to date. Be aware of Internet scams that ask for any personal or password information.

Legitimate businesses will never send you an e-mail asking you to confirm your personal identifying information. So ne

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

er give out personal information unless you initiated the contact or you're absolutely sure who you're dealing with.

Also be especially careful about giving your credit card number over the phone to telemarketers. While most companies are legit

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

mate this is a popular way for thieves to obtain your name, address and credit card number.

So what happens if you do become a victim and what is involved in reporting identity theft? Here is the information for the agencies you need to contact

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

1. Contact the fraud departments of any one of the three major credit bureaus to place a fraud alert on your credit file. The fraud alert requests creditors to contact you before opening any new accounts or making any changes to your existing a

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

ccounts. As soon as the credit bureau confirms your fraud alert, the other two credit bureaus will be automatically notified to place fraud alerts, and all three credit reports will be sent to you free of charge.

Equifax: 800-525-6285

Experian:

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

888-397-3742

TransUnion: 800-680-7289

2. Close all of the accounts that you know or believe have been tampered with or opened fraudulently. Use an ID Theft Affidavit when disputing new unauthorized accounts. The credit bureaus will help you wi

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

h this step.

3. File a police report. Get a copy of the police report to submit to your creditors and others that may require proof of the crime. If you don't file the police report you may have trouble proving this actually happened.

4. File

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

our complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps them learn more about identity theft and the problems victims are having.

Visit t

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

e Federal Trade Commission's Web site at http://www.consumer.gov/idtheft . The FTC provides educational materials and self-help tools, as well as an online reporting form. The FTC also maintains a toll-free hotline at 1-877-ID-THEFT, with consum

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

er counselors available to assist victims.

If you've had bank accounts set up fraudulently in your name, call these check guarantee companies: Telecheck at 800-366-2425; and the International Check Services Company at 800-526-5380. They can flag

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

your file so that counterfeit checks will be refused.

If your crime was email related, the best place to report email scams is The Internet Fraud Complaint Center or (IFCC). They are a partnership between the Federal Bureau of Investigation (FBI

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

and the National White Collar Crime Center (NW3C). Their web address is: http://www1.ifccfbi.gov

The bottom line is keep any personal information about you private so you won't become a new victim of this terrible crime. Using these tips to l

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

arn how to protect yourself from identity theft and reporting it to the proper authorities will give you a better chance of avoiding this nightmare for you and everyone around you.

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tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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