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Top Articles - The Risk Of Electronic Fraud & Identity Theft
Electronic Fraud and Identity Theft
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Human beings are pretty sensible when presented with an imminent threat or risk. That is, if it's staring us directly in the face. Many threats and risk are presented in subtle ways, and it is these subtleties we tend to overlook.
It's The Little Things We Tend To Overlook
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Thousands of years ago, it wa
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Human beings are pretty sensible when presented with an imminent threat or risk. That is, if it's staring us directly in the face. Many threats and risk are presented in subtle ways, and it is these subtleties we tend to overlook.
It's The Little Things We Tend To Overlook
------------------------------------------
Thousands of years ago, it wa
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
s the subtle things that caused
us to take action, to error on the side of caution and
protection. A good example, the reports regarding animals
seeking refuge early on during the tsunami that claimed the
lives of over 300,000 people this past January. Over time,
most people have lost the ability to identify the signs,
determine the probability, validity, and impact of certain
threats and risk.
Making Assumptions vs. Staying Vig
Making Assumptions vs. Staying Vig
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
ilant
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At home, my family has given me the nickname "Safety Dad". I tend to be hyper-vigilant when it comes to the safety and protection of my family, probably to a fault. I take a similar position on the security of my computer systems and my financial well-being. On the other hand, I tend to make assumptions about things when I should not. For the most part, I like to think that pe
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At home, my family has given me the nickname "Safety Dad". I tend to be hyper-vigilant when it comes to the safety and protection of my family, probably to a fault. I take a similar position on the security of my computer systems and my financial well-being. On the other hand, I tend to make assumptions about things when I should not. For the most part, I like to think that pe
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
ople are good natured. I
believe the majority of people would like to think this way.
The sad fact is, this is an assumption that can impact us
greatly, and not in a positive manner.
The purpose of this article is to share with you my thoughts and position on some of the basic things you can do to protect yourself from several types of threats. Particularly those that involve electronic fraud and Internet fraud. Although some of
The purpose of this article is to share with you my thoughts and position on some of the basic things you can do to protect yourself from several types of threats. Particularly those that involve electronic fraud and Internet fraud. Although some of
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
these items are not directly related to the
Internet, the moment someone has your private or financial
information (identity theft), the Internet will be one of
the first places they visit.
(Protect Yourself Against Electronic Fraud)
Automated Teller Machines (ATM) & Skimmers
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Have you ever heard of a "Skimmer"? If you haven't, you need to be aware the risk this presents you. Skimme
(Protect Yourself Against Electronic Fraud)
Automated Teller Machines (ATM) & Skimmers
------------------------------------------
Have you ever heard of a "Skimmer"? If you haven't, you need to be aware the risk this presents you. Skimme
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
r's are
devices that appear to be a legitimate part of an automated
teller machine but are in fact, fake card readers. They
capture all the information stored on the magnetic stripe on
the back of the card. Skimmer's have been around for quite
some time but their use is on the rise again. The following
link will show you what a skimmer may look like and how it
is used.
Links
-----
http://www.defendingthenet.com/Newslet
Links
-----
http://www.defendingthenet.com/Newslet
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
ters/ATMSkimmerFraud.htm
Did you know the cost to a bank or ATM vendor is minimal if their machine is compromised, but to you it may be severe? The company that owns the ATM only has to worry about the cost to replace the machine, plus the amount of money inside. You, on the other hand, stand to loose not only your bank account funds, but possibly your identity.
Phishing and Web Site Redirection
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Did you know the cost to a bank or ATM vendor is minimal if their machine is compromised, but to you it may be severe? The company that owns the ATM only has to worry about the cost to replace the machine, plus the amount of money inside. You, on the other hand, stand to loose not only your bank account funds, but possibly your identity.
Phishing and Web Site Redirection
------------------------------
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
---
This type of electronic fraud comes in many forms, and is one of the most popular ways of collecting private information, and money from the masses. Why? Because it is simple to do and very effective.
If you receive an e-mail from your bank, credit card company, or other online merchant like, Ebay.com or Amazon.com, requesting information such as passwords and financial info, delete it and report it immediately. Many of
This type of electronic fraud comes in many forms, and is one of the most popular ways of collecting private information, and money from the masses. Why? Because it is simple to do and very effective.
If you receive an e-mail from your bank, credit card company, or other online merchant like, Ebay.com or Amazon.com, requesting information such as passwords and financial info, delete it and report it immediately. Many of
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
these e-mails link you to web sites that look exactly like
that of the real company but are in fact fakes. Take a look
at Ebay's Online Security and Protection section to get an
idea of what you need to do in order to identify scams like
these.
Links
-----
http://pages.ebay.com/help/confidence/index.html
If you receive an e-mail from someone promising you millions of dollars if you assist them with their finances, delete
Links
-----
http://pages.ebay.com/help/confidence/index.html
If you receive an e-mail from someone promising you millions of dollars if you assist them with their finances, delete
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
it
immediately!. Some of these scams have been running for
years and new ones surface frequently. I recently saw one
supposedly from the wife of the late Yasser Arafat,
promising millions of dollars if someone would help her
establish a trust fund in the US. The reasons these types of
e-mail scams are so wide spread is because they are highly
effective and relatively easy to do. Thousands of people get
ripped off by these scams
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
every day. To see examples of
several recent scams, take a look at the following Phishing
Scams page.
Links
-----
http://www.defendingthenet.com/NewsLetters/RecentPhishingScams.htm
Another good source of information on these types of scams can be found at the State of NY Banking Department.
Links
-----
http://www.banking.state.ny.us/index.htm
Credit Card Fraud
-----------------
Never place your credit c
Links
-----
http://www.defendingthenet.com/NewsLetters/RecentPhishingScams.htm
Another good source of information on these types of scams can be found at the State of NY Banking Department.
Links
-----
http://www.banking.state.ny.us/index.htm
Credit Card Fraud
-----------------
Never place your credit c
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
ard face up when paying for
something. Many people will simply place their credit card
on the table, face up, when paying for a meal, for instance.
In the time it takes for the server to pick up your check,
someone walking by can visually scan your card for
everything they need to go on an Internet shopping spree.
There are thieves that specialize in this type of fraud.
When paying for something, particularly at a restaurant, ch
When paying for something, particularly at a restaurant, ch
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
ck to see if the full or partial credit card number is on
the merchant receipt. In most cases, only the partial number
is visible. However, when the full number is there, I cross
out all but the last four digits with a pen. The merchant
has already scanned the card at this point, they should not
need a paper backup of the number.
If your credit card is stolen, lost, or used fraudulently, you can call your card company and speak wi
If your credit card is stolen, lost, or used fraudulently, you can call your card company and speak wi
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
th the fraud
department. However, I recommend you contact your card
company's credit line department first. This is the
department that can extend your credit almost
instantaneously. They can also decrease it within seconds
as well. If you have a limit of $5,000, they can reduce it
to $100 immediately, then pass you to the fraud department.
Call your card company and request the direct number to this
department and make a reco
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
rd of it.
If you notice someone swiping your card more than once when paying for an item, ask them why. Regardless of how sensible the answer is, call your card company and request a list of the last few transactions, you might be surprised what you find.
If your card company sends you checks to use for cash advancements and you don't plan on using them, don't keep them around, shred them immediately. We get these all the time
If you notice someone swiping your card more than once when paying for an item, ask them why. Regardless of how sensible the answer is, call your card company and request a list of the last few transactions, you might be surprised what you find.
If your card company sends you checks to use for cash advancements and you don't plan on using them, don't keep them around, shred them immediately. We get these all the time
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
in the mail. As far as shredders go, everyone should
have one. You can pick up a small one for under $30 and it
is well worth the investment.
Any statements or correspondence you have regarding your credit cards should be in a secure place or shredded.
Credit Reporting & Monitoring
-----------------------------
Thoroughly review your credit report at least every 90 days, more frequently if possible. It's better to find out
Any statements or correspondence you have regarding your credit cards should be in a secure place or shredded.
Credit Reporting & Monitoring
-----------------------------
Thoroughly review your credit report at least every 90 days, more frequently if possible. It's better to find out
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
ooner
than later if someone else's actions are negatively
impacting your credit report, trust me. There are three
major credit reporting agencies, Equifax, Experian, and
TransUnion. They all have reporting and monitoring solutions
available. Some of these services may be free of charge.
Links
-----
http://www.transunion.com
http://www.experian.com
https://www.econsumer.equifax.com
If you find something strange o
Links
-----
http://www.transunion.com
http://www.experian.com
https://www.econsumer.equifax.com
If you find something strange o
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
n your credit report, contact
the credit reporting agency immediately. In addition to
calling them (if possible), send them a certified letter
describing what you have found. It's very important to
document any and all correspondence on these matters.
Conclusion
----------
I am sure this information may be old news to some. However, if just one person reads this article and learns something new, then my objective has be
Conclusion
----------
I am sure this information may be old news to some. However, if just one person reads this article and learns something new, then my objective has be
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
en met.
One of the best ways to protect yourself from electronic fraud and identity theft is to ask questions. Primarily, ask yourself whether or not the particular situation you are faced with makes sense? Why would your bank request information from you via e-mail? Why would someone in another country be willing to give you millions of dollars to assist them with their banking woes?
There is a certain percentage of our populati
One of the best ways to protect yourself from electronic fraud and identity theft is to ask questions. Primarily, ask yourself whether or not the particular situation you are faced with makes sense? Why would your bank request information from you via e-mail? Why would someone in another country be willing to give you millions of dollars to assist them with their banking woes?
There is a certain percentage of our populati
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
on who has
absolutely no morality when it comes to the acquisition of
wealth. These people know the risk of getting caught is
minimal. In many cases, even if they do get caught, they are
willing to deal with the consequences given the potential
monetary payoff. Stay vigilant and educate yourself on these
matters. It really is the best way to protect yourself
against the myriad of threats and risks we are presented
with everyday
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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