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Article excerpted from the new book, “How to Do Space Age Work with a Stone Age Brain” TM copyright 2006, All Rights Reserved, by Eve Abbott, the Organizer Extraordinaire

E

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ach year billions of dollars in credit fraud is perpetrated on unsuspecting citizens. With so much personal information publicly available (or easily available to someone wi

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

th medium computing skills) it is essential to develop good habits to prevent your information from falling into criminal hands. It is possible for someone to create an enti

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

re identity (get driver's license, etc.) based on just a few pieces of information.

I know of an employee who sustained an on-the-job injury then applied for disability. H

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

was shocked when they turned him down. According to Workmen's Compensation records he had been collecting disability for the last year and a half. Someone had gotten thei

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

r hands on enough information to drain his account!

It can take years and thousands of dollars to correct an identity theft, credit fraud or a simple key entry error by a c

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

lerk at a Credit Bureau. It takes minutes for you to do these simple tips:

Destroy all pre-approved credit offers you get in the mail before you discard them. Otherwise, s

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

omeone can fill out a new address and get credit in your name. Use a paper-shredder for all documents with your financial or legal information included. Sign all your credi

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

cards with 'Please ask for photo ID' instead of your signature.

Never give out your SSN or credit card information on the phone unless you initiate the call and you know t

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

o whom you are talking. Never carry your social security number in your wallet.

You don't have to give your SSN to businesses that request it, although they do have the ri

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ght to refuse service. Only government agency, and employment or tax related inquiries must be answered.

Reduce the number of pre-approved offers you get by requesting the

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

se credit bureaus remove your name from their lists: TRW (800) 353-0809, Equifax (800) 219-1251 and TransUnion (800) 241-2858.

Once a year carefully check out your free cr

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

dit report from Experian (800) 682-7654 and free Social Security file (800) 772-1213. If you are denied credit based on your report, the issuing credit bureau must provide

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

you with a free copy upon request - even if they usually charge for it.

If you don't have a 'business of having a life' filing system, check out the cost-effective Home and

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

Small Business File Kits at www.Organizer-Extraordinaire.com that I use in my own personal productivity consulting business, which makes it easy for me to guarantee your sa

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

tisfaction.

Do not give out confidential information on e-mail or do financial transactions on the Internet unless it's secure and encoded. (Look for the SSL reference)

Ch

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ck guarantee and check verification agencies must provide the same protection as credit bureaus, such as access to your report and correction of errors. If your check is ref

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

used, get the agency name.

For assistance in re-establishing good credit and correcting errors, the non-profit Consumer Credit Counseling Service may be able to help you. T

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

o find the office nearest you call (800) 388-2227.

Good Luck on doing everything you can to prevent this horrible experience that millions of Americans are already sufferi

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

ng from.

If you like, more free time-saving tips are available at http://www.organizer-extraordinaire.com

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

Is your management team able to protect proprietary information? You have to be in this day and age of Corporate Espionage. Not to mention the laws on identity theft. If you lose valuable employee personal information you could be sued or worse yet be sued by the government, as there are now rules and regulations that you must protect your company’s employees information.

Among the potential ingredients for the marketing mix of a high tech company, Press Relations is high on my list. There’s a good reason for it. It is often the most cost effective tactic you can use to generate leads, build the image of the company, and create credibility that helps you close more sales. Best of all, it’s possible to do it on a shoestring budget, if you’re a capital-challenged startup company.

To start with review and understand your life insurance requirements. Figure out if you really need life insurance at this point in time or not. If you don't have any dependents, then don't go in for life insurance policy.

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