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Steps to take

Insurance companies make their money by receiving interest on their invested funds. That’s why delay is their favorite tactic. They hope you’ll agree to a smal

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ler amount, or lose your hope of getting any amount at all. Insurance adjusters are trained to persuade you to agree to a small compensation. It’s their job to protect their

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

employer’s funds, not to maximize your compensation. If you have your own attorney, you’ll be more on a par with the insurance company, which has a batallion of lawyers. You

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

own attorney can represent and protect your interests, and fight for a compensation appropriate to your injuries and property damage.

If you’re in an accident

Handling thi

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ngs well from the moment of the auto accident isn’t necessarily easy, as you might be shaken up

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

and hurt. If you can, remember to do these things at the site of the accident:

1. Call 911

The 911 operator can call the police for you, as well as an ambulance and fire t

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

uck if necessary.

2. Get contact information

Get the names, phone numbers and addresses of everyone: other drivers, passengers, witnesses. Your insurance company will want

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

this information.

3. Exchange insurance information

Give yours to the other people directly involved in the accident, and get theirs. If the driver of another vehicle isn’t

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

the registered owner, get information on the registered owner.

4. Don’t admit any fault

Even if you feel you were at least partly to blame, don’t say so. Anything you say

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ould be noted down and used against you later. And besides, feeling at fault doesn’t necessarily mean you ARE at fault legally.

5. When police arrive, get their names and ba

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

dge numbers

Later you can also get a copy of the police report.

6. Make notes about what happened.

Note down the make and model of other vehicles involved, the weather, li

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

ghting, any statements made by other drivers or passengers. Pace out the distances between vehicles. If you have a disposable camera in your car (a good thing to have for jus

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

this sort of situation), take shots from both near and far of the relative positions of all the vehicles involved in the cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

o_truck_accidents.html">automobile accident, of any skid marks, vehicle damage, any relevant street signs, etc.

7. Remember that some injuries are not immediately obviou

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

s

If you’re badly injured, of course you may not be able to do all the above things, but may be taken in an ambulance. Perhaps you could call someone and ask them to help. I

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

your injuries are minor, do try to get all the above things done. If you appear to be uninjured, remember that whiplash injuries and some back injuries have a delayed appear

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ance. So as soon as you can, get a medical checkup and don’t ignore any symptoms, however minor they might seem.

8. Call your insurance company as soon as you can

There cou

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ld be a deadline in the fine print, so don’t delay. But don’t necessarily answer all the questions they might ask. Remember that they’ll be trying to pay you as little as pos

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ible. They could even make a prompt offer, but remember that it’s a ploy to get you to accept an absurdly low amount. So keep your cards close to your chest until you speak t

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

o an attorney.

9. As soon as possible, call an attorney

If you eventually file a lawsuit, early action and information gathering will end up being greatly to your advantage

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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