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I have been a Las Vegas Auto Accident Attorney for 17 years. I worked for insurance companies before I switched to handling personal injury cases for the injured parties. After so

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

many years of being in this business, I can tell you from my experience how to get the most from the insurance company.

If you follow these steps, you will no longer have to ask

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

"How do I settle my accident claim?" You will have a much better idea of the things you can do. With all of these steps, I still strongly advise you to consult with an experience

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

d accident attorney who can give you sound advice and help you settle your claim.

Action: Secure all available evidence from the accident scene. Reason: There a

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

e three basic parts to a personal injury case: (a) liability, (b) injuries and (c) available money. First, you have to prove the other guy is at fault. So you have to preserve all

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

of the evidence you can. That includes not moving the cars and talking to the police to arrive, taking down their insurance information and license plate and name & address, obtai

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ning witness statements, and photographing the scene. Do not do any car repairs until it is examined by an adjust Action: Never say you are not injure

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

at the scene of the accident. At most, say you do not know yet. Reasons: If you say you are not injured, most soft tissue injury pains take a few hour

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

or days to develop. If you say you were not injured, the adjuster or defense attorney will try to allege that maybe you were lying just to get a settlement.

Action
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
ng>: Go to the doctor right away, even if you are not feeling pain. Reasons: Many people are in shock right after an accident. Some people susta
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
n broken bones in an accident without even knowing it. X-rays can reveal many types of injuries even before you feel pain, such as change in spinal curvature suggesting a possible
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a
muscle spasms even before the pain begins. Secondly, insurance companies will question your injuries, no matter how legitimate, if you do not see a doctor right away. I have seen
dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod
cases lose in court where the injured party waited three or four weeks before seeing a doctor.

Two things happen when you delay care. First, the insurance company will question y
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
u were ever hurt. From your point of view, you simply thought the pain would go away. From their point of view, you were not even in enough pain to go to a doctor, or maybe you de
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
ided to "milk" the insurance company for money. You avoid such false arguments by seeing someone right away.

Action: Do not miss or skip medical appointm
t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
ents. Follow through with all recommended care. Reason: Missed appointments will allow the insurance company to argue that you must not have been in muc
ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust
pain if you though that you could miss appointments.

Action: Document all of your lost wages with a doctor's note for every day missed. Reason: Insurance compa
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
ies have a standard policy of not paying for days off from work disability unless (a) you actually missed a work and (b) there is a note from your doctor stating that you are not
.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
able to work.

Action: When negotiating your case, start high. Reason: If you approach an insurance company with the lowest amount you will tak
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip
, they will never offer more than you ask and they almost always offer you less than you are asking. Give yourself room to negotiate down. They start low, so you should start high

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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