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Black homeowners are the target of more home repair scams, rip-offs and schemes than any other race by far. Many reasons can contribute

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

to this but one of the biggest reasons comes from the appearance of saving money. Many black homeowners suffer from financial problem

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

s and those problems compound themselves when the home is in need of many overdue repairs or fix-ups. This is when the scam artist, pred

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

tory lending sharks and home repair schemers come out and prey on many black and especially elderly homeowners. Of course, they first app

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

eal to the money savings. Here are a few of the ways many scams take place. Read them carefully and take heed. 1. I Just Happen To Be

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

n the Area Scam.

You may receive a knock on your door by a man dressed in handyman's clothes in a pick-up truck. He says, "He just happe

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ns to be working in the neighborhood and he has materials left over from another job. He'll offer to do some work for a too large-to-

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

pass-up discount. This is often too tempting for many black homeowners to resist. Many make the mistake of paying the man up-front and the

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

never finish the job or do a shoddy job. 2. I Have A Special Offer Only Good For Today Scam.

When it comes to a remodeling project, any

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

time a contractor puts pressure on you to act quickly should cause a red flag to go up in your head. Anytime you decide to remodel yo

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

r home you should make your decision carefully and at your own pace. Never allow anyone to pressure you before you have time to make a

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

n intelligent and informed decision. 3. Driveway and Roof Sealant Scams.

This is where a contractor offers to seal your driveway or roof

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

for a heavily discounted price. These people come out in the late fall or early winter before the rainy season. But what they don't te

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

l you is they often use cheap substances that wear off months or weeks later. You never know until the first heavy rains come. 4. The I C

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

an Help You Finance The Home Improvement Scam.

This contractor will take advantage of many financially strapped black homeowners. The

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

'll often overcharge them on the estimate but offer to get them financed with a lender they know. Often the contractor gets a kick-back

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

or commission from the lender who also rips off the homeowner with excessive interest and other fees. These are just a few of the snea

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ky scams many contractors use to rip off black homeowners, especially the elderly on fixed incomes. The best way to avoid these kinds

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

f rip-offs is to take the time to check them out. Avoid the temptation to gamble on there honesty and integrity for the chance to save a

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

few dollars. If you're in so big of a hurry you don't have time to check there references with anyone, you could be asking for trouble

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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The path of an entrepreneur is riddled with hardship, obstacles, discouragement, unexpected detours, pitfalls, steep ledges and uncertainty. But there is a simple formula that, if followed, will generate an obscene amount of success for any entrepeneur, and in any market. And this formula has never failed-

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