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    A recent survey by the National Association of Realtors shows that one out of three homeowners are concerned that t
    According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
    hey will have to sell their homes.

    Pressures include rising property taxes and increased electrical, fuel and ener
    ; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

    Examples of combination products may in
    gy costs.

    The survey found that 66% of Americans believe that high monthly payments are the greatest obstacle to b
    lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

    ying a home -- not high down payments, as many industry insiders say.

    Only 14% say that rising mortgage interest r
    here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
    ates would stop them from owning a home.

    "It's clear America is facing a crisis in housing opportunities with near
    d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

    Combination pro
    ly two-thirds of families concerned about being able to find a home they both like and can afford," said NAR presid
    ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
    nt Thomas Stevens.

    "Many families are struggling to meet the high cost of homeownership, and increasingly those co
    easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
    sts are property taxes and energy utilities."

    Thirty-four percent of those polled said that rising property taxes
    nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
    are their greatest concern. Twenty-eight percent pointed to increasing energy costs as a crucial worry point.

    In 2
    and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
    03, the average monthly mortgage payment was $840. By 2005, the average increased 23.8% more to $1,040.

    In the pas
    ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
    t year, the average monthly payment has risen 11.5% to $1,132 in April of 2006.

    The price of electricity in Februa
    ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

    Following aspects would a
    ry was estimated to be 12% higher than the previous February, according to the Energy Information Administration. N
    dd to the challenges in developing combination products:

    Which markets to tap where the combination products can do fairly well?
    Which combination prod
    tural gas prices increased 28%, while home heating oil was up 25%.

    The average state and local property taxes for
    cts are meaningful and rational?
    Which therapeutic categories to select?
    Which Combinations can address unmet needs of the patients?
    Do combin
    2004 were 13.8% higher than 2003, at $1,121 per person, according to the Census Bureau.

    Forty-two percent of Ameri
    tions increase the patient compliance?
    What would be the developing cost?
    How to tackle the risks encountered during combination product developmen
    cans consider the lack of affordable housing in their community to be a top concern in general. High energy costs a
    t?

    As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
    d the lack of affordable health care was also on the minds of those polled.

    Eighty percent of respondents would li
    ping new procedures for reviewing their safety, efficacy and quality.

    Professional from academic institutions, pharmaceutical industries, health care indust
    ke to see more affordable housing in their area. In fact, 68% said that they would vote for a candidate that worked
    y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
    to make housing more affordable in their areas.

    "People care about affordable housing, and a candidate's position
    .

    As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
    on this issue makes a significant difference to voters," said Stevens. "Americans are increasingly looking to their
    elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

    Companies that provide selfless information through particip
    community leaders to seek ways to take a more active role in addressing affordability issues in their communities.


    tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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