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Convert their savings into a real property investment. The average growth of properties in the Philippines is 12% per annum compare to 4% banks’ premium h

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

igh yield interest.

Pride of ownership. The “wow” factor is there. "This is mine". They have something to look forward to and kept them inspired to work h

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

rd. They always remind themselves that their hard-earned money goes to something they are proud about.

For use by family members and relatives. Their love

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

ones can stay there and enjoy while they are working abroad. This is very normal in their culture. They have a close-family ties and therefore living together under one roof is i

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

eal.

For income (rental) or appreciation. Time and time again, it has been proven that properties appreciate much faster than any other form of investment

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

Amongst many, property is still the best investment ever.

For future use when they retire. The Philippines Government now issues a special visa which is

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

called SRRV (Special Residents Retirees' Visa). The Special Resident Retiree's Visa (SRRVisa) is a special non-immigrant resident visa that provides its holders with multiple-ent

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

y and indefinite stay status in the Philippines. It also grants Tax-Free incentives and privileges as well as value-added services and benefits that they can avail of from partner

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

establishments such as hotels, resorts, retirement facilities, and restaurants. It is a "lifestyle" visa for those who enjoy perks and privileges, a "hassle-free" visa for the fre

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

quent business traveler, and a "retirement visa" for the elderly who need special care for their special needs.

For use whenever they come for vacation. M

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

ny Filipino expats were originally based in the rural part of the country and therefore when they do come home, they want a different environment, fresh air, pleasure and shopping

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

near the city. So instead of paying huge amount of money for a 5 star hotel, they just proudly say, "let's stay in my house" with a smile and pride.

Avail of high

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

purchasing power of Dollar $ to Pesos. This is not only the US$ but almost all foreign currencies have a higher exchange rate than the Philippine Peso which gives Filipin

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

expats the privilege to acquire properties.

Properties abroad are very high. In the Philippines, there are decent properties condominiums or house and lo

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

from P2M which can only buy a decent dining set in US and in the UK!

Affordability of homes in the Philippines - To encourage buyers and investors, the h

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

omes in the Philippines made affordable unlike other nations. I heard a Filipino housekeeper in the UK told me that she is making her monthly investment on the condo unit in the h

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

art of the City for the cost of her one hour wages per day! Now she can rent it out for a small monthly profit on rentals but expectant on the steady rise of property value apprec

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ation.

Low and affordable monthly amortization. Again this is due to the foreign currency strong purchasing power and high exchange rate.

People

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

who have worked in the United States and in Europe for the past 25 years amassed savings in the form of equity for their homes. Filipinos who are permanent residents have stable

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

obs and have a strong dollar purchasing power here in the Philippines. Real estate is the most global business on earth. Its significant growth opportunities are simply tremendous

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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All consumers go through several decision steps when making any kind of purchase, whether large or small. This chart outlines the state of mind of the consumer from unawareness of the offering all the way down to when consumers become strong advocates for the offering (word of mouth). This article is great for those in marketing, advertising, sales, graphic design or web design.

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