Respect your Money - Why it Pays to be Organized

Papers are the bane of many people's existence, and the consequences can be costly. If our attitude about money is reflected by how we treat our finances, what does the state of your filing system say about your ability to attract more wealth?

Putting All Your Eggs Into One Basket With A Debt Consolidation Loan

You've probably scoffed at the cheesy adverts on TV telling you how taking out a debt consolidation loan can give you financial freedom. However, if you do have debt, a consolidation loan could actually save you money.

Book Review: Cheap Talk with the Frugal Friends

When I read a book on frugal living, I judge it on how many of its ideas (if any) I hadn’t already thought of myself. Cheap Talk With the Frugal Friends, by Texas homemakers Angie Zalewski and Deana Ricks, has enough to impress me.

Peace and Money

Make peace with money, let go of the fear and you will be able to create a fortune!

How To Get 'Un-Stuck' with your Budget

Having trouble sticking to a budget? Have you thrown your hands up in despair? Well, don't give up yet. There's an easy way to take care of your budget challenge. Read on to get yourself 'un-stuck,' quickly!

Create a Personal Budget in Only a Few Short Steps

The first thing you want to do is create a list of items (expenses) that must be paid each month. These items usually include rent, car loans, auto, life and health insurance, food, gas, entertainment, utilities, child care, clothing, etc.

Why Company 401k Direct Rollovers Are Preferred

Do you know the difference between a company 401k direct rollover and a company 401k indirect rollover? Not knowing the difference could cost you thousands. Read this article to understand the difference and prevent yourself from making the mistakes so many others have made.

Personal Finance - Don't Let Money Run Your Life

Whether we want to admit it, or not, the money we have (or don't have), has the tendency to run our lives. It controls where we live; the job we have; the friends we choose; and may even control whether or not we feel happy and content. The size of your paycheck shouldn’t have that much control over you - get your finances in order, and take back your life!

5 Step Debt Recovery Plan

Debt got you down? Can't seem to figure out how others are getting ahead while you remain stuck in a financial rut? Here is a five-step program to help get creditors off your back and take control of your financial future.

Yes, You Need A Living Trust

Given the choice most individuals would rather avoid probate, both the fees and lack of privacy. However, financial journalist continue to tell consumers that the sole reason to avoid probate is just cost savings alone. Even if there were no monetary costs to probate, would you want your family or loved ones to be involved with the court, even if for a second?

Bad Credit Personal Loans - Implementing Practical Policies

Bad credit personal loans advance funds to bad creditors so that they can erase their bad credit score. Bad credit personal loans can be borrowed with or without placing collateral.

Immediate Annuity

Immediate annuity is a type of annuity in which the contract owner starts getting payments after a single premium is paid. Payments can be made on a monthly, quarterly, annual or semi-annual basis. The rate of payment in immediate annuity is of two types, fixed rate and variable rate. The fixed rate guarantees a set income that will not fluctuate, whereas in variable rate payments will fluctuate according to the performance of selected investment the annuity is based on.

I Had a Dream

I believe dreams have a real purpose in our lives whether real or imagined. Answers and wisdom are given, as well as warnings. The trick is to get the right interpretation that is only accessible in prayer to the giver of sleep visions.

Learning How to Budget Money

As we grow from children through the teenage years and into young adults we are taught many things, both from our parents and through school, but the one thing the vast majority of people are never taught is how to budget money. Unfortunately this is the one skill that everyone needs to know. Keeping a proper budget and tracking what your money is doing is the best way to stay out of debt and build wealth.

A Budgeting Tip or Three for Successful Planning

Setting a goal is by far the most important budgeting tip.