What If Our Jobs Don't Offer Insurance?

Learn more about insurance.

Do You Need Payment Protection Insurance?

Almost every time you try to buy a financial product someone tries to sell you an add-on. It doesn't seem to matter whether you are signing up for a mortgage, loan, credit card or store card.

Buying Medical Coverage for Your Employees? Points to Consider

When buying a new medical or dental insurance policy for your employees, it's essential that you conduct a basic checklist, so as to ensure that you (and your employees) will be getting good value on your investment.

When Is COBRA a Good Choice?

Is having a long-term condition an insurance death-sentence? How can COBRA help?

POS Insurance Programs

Point of Service (POS) insurance plans are a combination of the benefits you would receive from a PPO or HMO. POS insurance does not usually involve deductibles. Like an HMO, POS programs require you to have a Primary Care Physician (PCP) who acts as your point of service for all other medical needs. The PCP that you choose under a POS plan then refers you to specialists. A low copay usually covers fees for services under a POS insurance plan. Depending on the POS plan and the state you reside in, the copay cost can be anywhere from $10 to $30.

What Genetic Testing Might Do to Insurance Premiums

The health care industry as a whole is slowly using genetic screening in deciding treatment regimens and in devising preventative measure for patients. The insurance industry has also taken a keen interest in the use of genetic testing for the purposes of determining who is at risk for which diseases

Automotive Insurance Rates Affected by Your Town?

Auto insurance rate information.

3 Things to Remember when Insuring a Boat

The stronger your attachment to it, the more you want it secured. Thus, various options are available depending on the extent you want your boat covered. This determines the premiums you have to pay for its protection.

What About Exclusions?

The more you know, and the more you understand about insurance, the more likely you will be to choose insurance that not only gives you the coverage you need, but that will save you money in the process

A Helpful Introduction to Managed Health Care Plans That Can Help Save You Time And Money

Today in the United States, Managed Care Plans have become the most popular form of health care coverage. Managed Care Plans are very different from Indemnity Plans. Under an Indemnity Plan, a policy holder can seek medical attention whenever and wherever it is essential. With a Managed Care Plan, a policy holder has many limitations and restrictions.

Entertainment Insurance for the Creative Soul

Insurance for the future

Surety Bonds

The construction industry is a very good competitive marketplace. Contractors used to come across several projects that require them for as long as surety bonds guaranteeing their recital of the contract and looking out for sustaining a steady flow of work as well.

Women's Interest in Auto Insurance

Insurance is good

Insurance for Life - and Death

The darker side of insurance

Insurance for Writers of Short Stories

Even short story writers need insurance