Do You Really Need Renters Property Insurance?

If a person is renting a house, an apartment or a condominium unit, the renters property insurance will cover the losses sustained by his or her personal property.

Special Event and Travel Cancellation Risks

Weddings, family events, children's summer camps, and commercial events and conventions might be cancelled due to unforeseen occurrences.

Learning About Insurance- Part 1

Part 1 on a series of articles about how to make sure you are properly insured.

You Pay Money for That?

With all the information available to us today, it is amazing how many people are paying extraordinary amounts of money for dental insurance, with little in return. The most expensive and needed procedures are costing consumers thousands. There is a better way!

Why Should I Care About Title Insurance?

A twenty something college student ponders the importance of title insurance to someone like herself. Is home ownership, and thus title insurance, important to the current generation of Gen Yers whose earned income is going more towards repaying student loans than purchasing homes?

Short Term Insurance Does Not Cover Pre-Existing Health Conditions

Short term insurance can save people a lot of money on their health insurance premium. That savings comes at a price of coverage benefits. Short term health insurance does not cover pre-existing health conditions.

Breathing Room -- Protection against Invisible Work Hazards

There are some jobs that you know are high risk: firefighting, construction work, military service. What people don't realize is that some jobs can put you at risk for microscopic toxic substances that damage the respiratory system, silently yet steadily, and by the time you've discovered that you're sick, you're already been diagnosed with lung cancer.

Flood Insurance

Flooding is a very real concern for millions of people. For that reason, federal laws in locations designated as Special Flood Hazard Areas often require flood insurance.

Insurance Brokers

Having a hard time choosing the right insurance plan for you, your family and your property? Then instead of looking for the actual insurance plan yourself, find someone who can offer you the best insurance plans as well as professional opinions regarding getting and having insurance.

You and Your Insurance Deductible

How your deductible affects your claim.

Critical Illness Cover -- A Wider Scope

Illness cover is changing. Check out a new type of critical illness insurance designed to be more comprehensive in its cover.

Major Medical Insurance

Medical insurance can be of immense importance to us. One pays premiums to a particular health insurance company so that if the person gets sick or injured, the insurance company would pay for the person. That way, you will not have to pay hundreds, thousands, or even millions of dollars in some cases to treat an ailment that was not foreseen.

Nursing Liability Insurance

Nursing liability insurance is simply malpractice protection. Some employers offer this type of insurance to their nurses, but there are a number of nurses that choose to purchase their own liability insurance for their own protection.

Property And Casualty Insurance

Property and casualty insurance is a contract in which a company promises to pay for any personal or property damages in exchange for a monthly fee paid by the deed holder. Property insurance is meant to cover all three businesses related tangible and intangible assets like money and securities, accounts-receivable records, inventory, furniture, machinery and supplies. Losses caused by fire and theft and other such disasters are included in most of the basic multiple-peril policies of property insurance. Nevertheless, property and casualty insurance has become increasingly more expensive and more difficult to obtain.

Property Insurance

Property insurance is a contract in which the insurer promises to pay for disaster recovery in exchange for a monthly fee. Having property insurance means that you have protection against fires, theft and some weather damage to your property. Your property is insured in one of two ways - open perils and named perils. Open perils cover causes of loss that are not specifically excluded in your policy like damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism and war. Named perils require the cause of the loss to be listed in the policy or it's not covered. This includes damages like fires, lightning, explosions and theft. In most states, most lenders require that you have homeowners insurance.