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Life Annuities

Universal Life Insurance

Universal life insurance can be viewed as a marriage between life insurance and investments. You decide how much death benefit you want, or need, and the frequency of your premium payments.


Top 8 Life Insurance Mistakes to Avoid

The top 8 Life Insurance Mistakes to Avoid that consumers make. Save yourself the hassle, grief, and money by avoiding these top life insurance no-nos.


How to Cut Your Life Insurance Premiums Without Changing Insurance Company

A simple but effective tip to cut your life insurance premiums without having to apply to another insurance company.


Why You Should Be Buying Last To Die Life Insurance

Heirs often inherit more than real estate property. They inherit an overwhelming amount of tax, as well. Sometimes, it can well reach fifty percent. Last to die insurance is especially made for this purpose


Getting Life Insurance Advice

We all know that if you have dependants or a mortgage, then it makes sense to take out life insurance – however, as there are so many different types of life insurance to choose from, it is always a good idea to get life insurance advice.


How Much Life Insurance Do I Need?

Make sure your life insurance purchase is a financial decision, not an emotional one.


Life Insurance and Life Assurance are Not the Same!

Life Insurance and Life Assurance are different. Most people assume they are one and the same product and their online searches reflect this. What are the differences and what are they used for? This article provides an explanation for the layman.


Viatical Settlements, Or Life Insurance Settlements

When I first heard of viatical settlements, or life insurance settlements, I shuddered at such a dastardly idea. I even put into words my deep feelings. You see I spent many years in the life insurance business and have seen the product work for the betterment of so many. I could not conceive of a pleasant result when one deprives the beneficiaries of what was due them.


The 5 Year Term Life Insurance Policy Or Rider

5 year term life insurance has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy. It was never promoted much by life insurance agents perhaps because of it's extremely low premium which results in a very low commission.


How to Save Big on Life Insurance in Four Easy Steps

Life insurance is a necessity, but just like buying a car - you can either get a good deal or get taken. This article gives you the tools to get the best deals and the most for your hard earned money.


Life Insurance Medical Exam

If you are planning on purchasing a life insurance policy, you need to know about the medical exam. This exam directly affects your insurance policy premiums. A little knowledge could save you thousands of dollars in premiums.


A CPA Talks About Buying Life Insurance

Every wanted to get life insurance advice from someone who isn't making a commission from selling policies? Best-selling author & CPA Stephen L. Nelson provides some objective advice about buying life insurance.


Whole and Term Life Insurance Online Quote - Things You Should Know Before You Commit

Read this for a head start in getting the best cheap life insurance.


How to Lower Your Life Insurance Premiums

In the world today when human health and life are extremely precarious, getting a health insurance becomes mandatory for every individual. Health insurance can be of immense benefit in the hours of need.


Level Term Life Insurance

Buying level term life insurance is a simple matter if we know exactly what type we want before hand. There are several types to choose from; each serving a different need and each bought for a different purpose.


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